The Chase Sapphire Preferred Card 100,000-Point Bonus Is Back for a Limited Time

• Written by Jasmin Baron, CCC™
  

  Jasmin Baron, CCC™

  Credit Cards, Travel Rewards, Loyalty Programs, Family Travel, Credit Building, Credit Scores

  Jasmin Baron is a NACCC Certified Credit Counselor™ and CardCritics’ senior editor, responsible for editing and writing credit cards, travel rewards, loyalty program, and other credit-related content. She is passionate about personal finance education and enjoys sharing tips and tricks for making the most of credit card points and miles with her readers. Her expertise in maximizing credit card travel rewards originated from over two decades of aviation industry experience, including 18 years working as a pilot and college professor/flight instructor in her native Canada. Her work has appeared on sites such as CNN Underscored Money, Business Insider, The Points Guy, and point.me. When she’s not planning her next trip with credit card rewards, you’ll probably find her tinkering around in the kitchen, hanging out with her three kids, or playing with her dog, Benji.

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• Edited by Emily Gadd, CCC™
  

  Emily Gadd, CCC™

  Credit Cards, Personal Finance, Health and Wellness

  Emily Gadd is a NACCC Certified Credit Counselor™, editor and personal finance expert responsible for writing about personal finance and credit cards. She got her start writing and editing at Healthline. She is passionate about creating educational content that makes complex topics accessible. Emily holds a credit counselor certification, accredited by the National Association of Certified Credit Counselors (NACCC). She lives in Seattle with her husband and two cats.

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• Last Updated Jun 16, 2026

The Chase Sapphire Preferred® Card is among the best travel credit cards on the market, whether you’re a travel rewards beginner or a veteran at redeeming points and miles. And now, for a limited time, it’s offering a stellar elevated welcome bonus of 100,000 points after spending $5,000 on purchases in the first three months of account opening.

That matches the highest public bonus we’ve seen for the card, and is 25,000 points higher than the previous offer. With 100,000 Chase Ultimate Rewards® points, you can get up to $1,750 in flights, hotels, rental cars, activities and cruises when you redeem through Chase Travel℠. And it’s possible to get even more value if you transfer your points to Chase’s airline and hotel partners, which include United MileagePlus, Southwest Rapid Rewards and World of Hyatt. 

Maximizing the Chase Sapphire Preferred Card welcome bonus could be just your ticket to unlocking a cheap vacation or bucket-list trip. Let’s dig into the new Chase Sapphire Preferred Card offer to help you decide if it’s the best pick for your wallet.

Chase Sapphire Preferred 100,000-Point Offer at a Glance

Elevated Chase credit card offers come and go, but we haven’t seen a 100,000-point offer on the Sapphire Preferred Card in over a year. Most recently, the card offered 75,000 points after spending $5,000 on purchases in the first three months, so this bonus is 25,000 points higher.

This is a rare opportunity, because Chase points are extremely valuable and versatile. For example, with 100,000 Chase points, you could get:

• Up to $1,750 in travel booked through Chase (you can get a value of up to 1.75 cents per point on select Points Boost redemptions)
• Multiple domestic flights or even a round-trip ticket to Europe or Asia when you transfer points to partners such as United MileagePlus, British Airways Executive Club or Air Canada Aeroplan
• A weekend getaway on the lowest off-peak dates at a luxury Hyatt resort, like the Grand Hyatt Kauai or Park Hyatt Beaver Creek — where rates can exceed $1,000 per night — when you transfer points to World of Hyatt (note that points transfers to Hyatt from the card are now at a 4:3 ratio, reduced from 1:1 in June 2026)
• Longer stays at budget-friendly properties through transfers to World of Hyatt, Marriott Bonvoy or IHG One Rewards

You’ve always got the option to use your points for cash back or gift cards at a rate of 1 cent each, too, making the Sapphire Preferred Card 100,000-point bonus worth a cool $1,000 when you redeem this way.

However you decide to use your points, this offer represents incredible value, especially given the Sapphire Preferred Card’s modest annual fee of $95. But even after you’ve spent the welcome bonus, the card can make sense to keep for the long term —especially if you’re a frequent traveler — thanks to ongoing perks that more than justify its yearly cost.

Chase Sapphire Preferred Card Benefits Can Save You Money and Protect Your Purchases

Beyond its massive welcome bonus, the Sapphire Preferred Card’s benefits are really the backbone of the card. You’ll get generous earning rates in bonus categories, money-saving credits, and solid travel and purchase coverage that can protect you when things go wrong.

Earning Rates

You’ll earn points whenever you use the card for purchases, and these can add up fast if you spend a lot in bonus categories:

• 5 points per dollar on Chase Travel purchases (excluding purchases that qualify for the annual $100 Chase Travel hotel credit — more on that in a bit)
• 3 points per dollar on dining (including takeout and eligible delivery services)
• 3 points per dollar on gas and EV charging
• 3 points per dollar on online grocery purchases (excluding Target®, Walmart® and wholesale clubs)
• 3 points per dollar on select streaming services
• 3 points per dollar on vacation homes with brands such as Airbnb and Vrbo
• 2 points per dollar on other eligible travel purchases
• 1 point per dollar on other purchases

Statement Credits and Travel Perks

As a cardholder, you can save money and justify your annual fee by taking advantage of travel and partner perks, including:

• Annual $100 hotel credit: You’ll get up to $100 per year (measured from your account opening date) in statement credits toward hotels booked through Chase Travel. If you use this perk, you’re already coming out ahead of the annual fee.
• TSA PreCheck, Global Entry or NEXUS credit: Once every four years, you can receive up to $120 in statement credits toward the application fee for TSA PreCheck, Global Entry or NEXUS.
• Apple TV: You can enroll by Dec. 31, 2026, to receive a one-year complimentary Apple TV subscription.
• DoorDash DashPass membership: You can enroll in a complimentary DoorDash DashPass membership, which gets you lower service fees and $0 delivery fees on DoorDash and Caviar orders (normally $120 for 12 months). Activation is required by Dec. 31, 2027.
• DoorDash discounts: If you’ve activated your DashPass membership, you can get $10 per month off one non-restaurant DoorDash order when you use your Sapphire Preferred Card to pay.

Travel and Purchase Coverage

Here’s where the card really shines: The Sapphire Preferred Card’s purchase and travel protections rival what’s offered by pricier premium cards. For example, it’s uncommon to find comprehensive travel coverage on cards with a sub-$100 annual fee, but the Sapphire Preferred Card has it built in.

You’ll need to pay with your card to unlock these top protections, which include:

• Primary car rental insurance: Decline the rental agency’s coverage, and Chase’s car rental insurance on the Sapphire Preferred Card can cover you for up to $60,000 if your vehicle is damaged or stolen (most vehicles are eligible).
• Trip cancellation/interruption insurance: If you have to cut short or cancel a trip for a covered reason (such as serious illness or severe weather), you could be reimbursed up to $10,000 per covered traveler or $20,000 per trip for prepaid, non-refundable travel expenses.
• Emergency evacuation and transportation coverage: If you become sick or injured on a covered trip, you could be reimbursed up to $100,000 for eligible medical services and transportation if a medical evacuation is necessary and arranged by Chase’s provider.
• Trip delay insurance: When your flight or other common-carrier travel is delayed by more than 12 hours (or requires an overnight stay), you can qualify for up to $500 toward unreimbursed expenses, such as a hotel stay and meals.
• Baggage delay insurance: If your bags are delayed by six hours or more, you can get reimbursement of up to $100 per day up to five days for essentials like a change of clothes or phone charger.
• Lost luggage reimbursement: You can be reimbursed up to $3,000 per traveler per trip if the carrier loses your luggage altogether, though there are exceptions for high-value items.
• Purchase protection: If you use your card to pay for an eligible item and it’s damaged or stolen within 120 days of purchase, you could get up to $500 back.
• Extended warranty: When you use your card to purchase an item that has a U.S. manufacturer’s warranty of three years or less, you’ll get an additional year of warranty protection.

Also worth noting: The Sapphire Preferred Card doesn’t add foreign transaction fees to international purchases, so you can use it without incurring those pesky extra charges when you travel abroad.

Should You Apply for the Sapphire Preferred Card?

Whether you’re just learning the ropes or are a points and miles expert, the Chase Sapphire Preferred Card is worth it even without a sky-high welcome bonus. This was the first travel card I opened over a decade ago, and it’s still the card I recommend to friends and family who are looking to get started with credit card travel rewards.

That said, before deciding if the Sapphire Preferred Card is worth it for you, you’ll want to familiarize yourself with Chase’s credit card application rules to make sure you qualify. You aren’t eligible to open the card if:

• You’ve opened five or more cards from any issuer in the past 24 months (except most small-business cards): Known as the Chase 5/24 rule, this unofficial policy will likely prevent you from being approved for the card.
• You already have a Sapphire Preferred Card in your wallet: If you currently hold the Sapphire Preferred Card, you’re out of luck.

In addition, if you previously held or earned a welcome bonus from the card, you may not be eligible to earn the welcome bonus again. 

Also, this card is geared toward those with good to excellent credit — that is, a score of 670 or higher on FICO’s scale. If you’re not in the good credit score range or better, you probably won’t get approved.

Be sure to also consider the card’s minimum spending requirement to unlock the bonus. Spending $5,000 in three months (measured from the day you get approved, not the day you start using the card) averages out to about $1,667 per month. If you wouldn’t normally spend that much organically, this offer might not be the best choice.

Final Thoughts

The Chase Sapphire Preferred Card’s new 100,000-point bonus offer makes this great card even more compelling. Between strong rewards, useful perks and a ton of protections that can save the day if things go awry, the card is worth a serious look from anyone who likes to travel.

The current 100,000-point offer is only available for a limited time, so if you’re interested in the card, apply before it’s too late.