7 Freedom Unlimited Benefits That You Didn’t Know About

• Written by Stacy Sare Cohen
  

  Stacy Sare Cohen

  How to build credit, credit card travel rewards, credit card rewards

  Stacy Sare Cohen has been writing digital content for more than 10 years, helping her readers make the best financial decisions for the products they are considering buying based on their credit scores, budget and lifestyle. At the top of her list is credit cards. Stacy helps readers navigate the confusing and complex world of credit cards, breaking down the particulars and fine print for the benefit of her readers. Her favorite thing to do is help Card Critics visitors find the best signup bonuses and rewards, recommending the right cards based on reader credit scores and interests, such as travel. Stacy informs when a high annual fee makes sense and when it doesn’t. Stacy graduated with a BA in English from the University of California, Los Angeles and a Master of Arts in Teaching from Monmouth University. You can read her stories and articles in CardCritics, GoBankingRates, Forbes and elsewhere.

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• Edited by Emily Gadd
  

  Emily Gadd

  Credit Cards, Personal Finance, Health & Wellness

  Emily Gadd is an editor, responsible for writing about personal finance and credit cards. She got her start writing and editing at Healthline. She is passionate about creating educational content that makes complex topics accessible. Emily lives in Seattle with her husband and two cats.

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• Last Updated Aug 29, 2025

Begin with an intro APR on purchases and balance transfers. Add 5% cash back on eligible travel and 3% on dining — in or out. Top it off with an attractive welcome bonus and multiple redemption options, and you’ve got the Chase Freedom Unlimited® credit card, a cash-back rewards card with no annual fee and some benefits you didn’t know about that maximize your spending power. 

1. Welcome Bonus

The Freedom Unlimited card offers a generous welcome bonus of $200 cash back after you spend $500 on purchases in the first three months of account opening

2. Ongoing Rewards

The Freedom Unlimited card holders receive valuable rewards in multiple bonus categories, ranging from 1.5% to 5%.

• 5% cash back on travel services booked through ChaseTravel.
• 3% cash back on restaurant purchases, including dining in, ordering takeout and eligible delivery services.
• 3% back on drugstore purchases
• 1.5% cash back on the rest of your purchases

3. Low Intro APR and No Annual Fee

Some credit cards lure customers in with an introductory 0% APR offer. The term can typically last anytime from six to 21 months. Cardholders don’t pay interest on new purchases or balance transfers during this period. This can be a great incentive if you’re planning on making a large purchase or need to transfer a balance from another credit card.

Terms and conditions vary depending on the card. Cash advances for most cards are usually excluded. 

Chase has a 0% APR introductory offer on purchases and balance transfers for the first 15 months the account is open, which is longer than many cards that also offer rewards. After the term ends, the Freedom Unlimited card will incur interest rate charges from 18.99% - 28.49% Variable. The exact interest rate depends on the market, your credit score and other factors.

4. Chase Ultimate Rewards Points

The Freedom Unlimited card is more than a basic cash-back rewards card. Depending on your purchase category, you can earn Chase Ultimate Rewards® points for various point values. These are some ways to redeem your Ultimate Rewards Points with Freedom Unlimited Benefits you might not know about.

• Gift cards: one cent per point
• Amazon purchases: 0.8 cents per point
• Travel reservations booked through Chase Travel: one cent per point

5. Combine Points With Other Chase Cards

Are you a cardholder of other Chase cards, such as Chase Sapphire Reserve® or the Chase Sapphire Preferred® Card, that earn transferable Ultimate Rewards points? 

If the answer is yes, Chase’s new Points Boost feature can increase the redemption value of your points up to 1.75 cents per point on the Sapphire Preferred Card or up to 2 cents per point on Sapphire Reserve through the Chase Travel portal.

6. Free DoorDash DashPass Subscription

DoorDash has just extended its partnership with Chase for another three years. What does this mean for you?  If you activate this offer by January 31, 2025, you’ll receive a DashPass membership for three months and discounts for the rest of the year. 

Starting February 1, 2025, you can receive a free membership for six months. Benefits include one credit up to $10 on grocery, convenience store and non-restaurant deliveries every three months. 

Chase card members can also take advantage of a $5.00 in-app credit for food deliveries through January 31, 2025. Beginning February 1, 2025, credits will only apply to restaurant orders. These Freedom Unlimited perks are great for people who want to take the occasional night off to save money on restaurant delivery.

7. Multiple Redemption Options

If you prefer having the cash, you can redeem your rewards for cash back which is the most popular reward at about one cent for every point. However, there are many other ways to redeem your earnings. One option is to directly deposit your rewards into a savings or checking account. You can also apply your earnings as a statement credit. 

There’s no minimum to use the Freedom Unlimited benefits, so you can redeem your rewards anytime. Other ways to redeem your rewards include Apple purchases through the Chase portal, on Amazon.com, on travel reservations booked through Chase Travel. You can also use your points to send friends and family gift cards, which is a great convenience around the holidays, or for birthdays and special occasions. 

It’s important to note that point values can vary depending on how they’re spent. Always check the terms and conditions of your card or reach out to Freedom Unlimited Benefits customer service.

Bottom Line

If your credit score is 670* or higher, the Chase Freedom Unlimited® Card is a great cash back rewards credit card with no annual fee that offers abundant benefits and perks with a lengthy intro APR period at a time where interest rates are high. If you’re still building your credit, it might be better to look into other options for a better chance of acceptance. To learn more, read our Freedom Unlimited Review.

The information related to the Chase Sapphire Reserve® was collected by CardCritics™ and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardCritics™ does not receive a commission for this product.