How To Get TSA PreCheck Using Your Credit Card 

• Written by Katie Oelker
  

  Katie Oelker

  Credit cards, rewards

  Katie Oelker is a personal finance writer specializing in credit cards, insurance, travel rewards, investing, and retirement planning. Upon graduating from the University of Wisconsin — Eau Claire with a degree in Economics and Management, Katie attended graduate school to obtain her 5th - 12th grade Business Education teaching license. After teaching business courses at the high school level for five years, Katie became a financial advisor, helping others reach their financial goals. Katie then turned her passion for personal finance and teaching others into writing educational and engaging content for readers, helping to reach a larger audience. When not writing, Katie enjoys planning trips, being active outside, cooking, reading, practicing yoga, and spending time with her family and friends.

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• Edited by Jasmin Baron
  

  Jasmin Baron

  Credit Cards, Travel Rewards, Loyalty Programs, Family Travel, Credit Building, Credit Scores

  Jasmin Baron is CardCritics’ senior editor, responsible for editing and writing credit cards, travel rewards, loyalty program, and other credit-related content. She is passionate about personal finance education and enjoys sharing tips and tricks for making the most credit card points and miles with her readers. Her expertise in maximizing credit card travel rewards originated from over two decades of aviation industry experience, including 18 years working as a pilot and college professor/flight instructor in her native Canada. Her work has appeared on sites such as CNN Underscored Money, Business Insider, The Points Guy, and point.me. When she’s not planning her next trip with credit card rewards, you’ll probably find her tinkering around in the kitchen, hanging out with her three kids, or playing with her dog, Benji.

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• Last Updated Sep 9, 2025

If you’ve ever traveled through an airport, you’re familiar with the dreaded security line. To get through it faster, you can enroll in TSA PreCheck®. This U.S. Trusted Traveler Program allows participants to access shorter security lines and avoid having to remove their shoes, belt, light jacket and certain items from their bags, like laptops. 

According to the TSA government website, about 99% of TSA PreCheck passengers wait less than 10 minutes to go through the line.

TSA PreCheck isn’t free, however. A new enrollment starts at about $77 for five years, and renewals start at $59 online or $67 if done in person. For some, this cost can make it harder to justify spending the money to expedite their airport security experience. 

There’s good news, though. Many travel credit cards can help you get TSA PreCheck at no cost. 

Ways To Get TSA PreCheck Using a Credit Card 

You may have wondered how to get TSA PreCheck for free. You’ll find dozens of credit cards with TSA PreCheck benefits on the market, and you may even already have a credit card with this perk. 

Credit Card Statement Credit

Many credit cards offer statement credits toward the TSA PreCheck application fee, including the Capital One Venture Rewards Credit Card, Capital One Venture X Rewards Credit Card, Chase Sapphire Reserve® and The Platinum Card® from American Express (an advertising partner). When you use your card to pay for your enrollment, you’ll get reimbursed, up to a maximum amount, usually within one or two billing cycles.

If you’re unsure whether your credit card offers the statement credit, check your guide to benefits or online account. In most cases, you’re eligible for up to $120 toward the enrollment fee for TSA PreCheck (or Global Entry, another Trusted Traveler Program that includes TSA PreCheck privileges).

My husband and I used credit card statement credits from our Delta SkyMiles® Platinum American Express Card (an advertising partner) and Capital One Venture X to get our TSA PreCheck memberships for free. When we used the cards to pay the fee, the reimbursement showed up as a statement credit on our accounts. 

Travel Points and Miles

Some travel loyalty programs allow users to redeem points or miles toward their TSA PreCheck fee. You don’t necessarily need a co-branded credit card to take advantage of this benefit.

For example, ​​United MileagePlus members can redeem 11,000 miles for a payment code that covers the application fee. Marriott Bonvoy offers a similar feature, allowing users to redeem 25,000 points to cover the TSA PreCheck enrollment fee. 

However, this may not be the best use of your rewards, as you’ll typically get a higher value when you redeem points and miles for travel.

In addition, Orbitz Rewards Platinum members can obtain an authorization code to waive the enrollment or renewal fee every five years. This does not require you to redeem miles or points, nor does it require you to pay upfront first and receive a statement credit later. 

Top Credit Cards That Offer TSA PreCheck 

Some of the most popular credit cards on the market offer TSA PreCheck benefits, including: 

• Aeroplan® Credit Card
• Bank of America® Premium Rewards® credit card
• Capital One Venture Card
• Capital One Venture X
• Centurion® Card from American Express**
• Chase Sapphire Reserve
• Choice Privileges® Select Mastercard®
• Citi® / AAdvantage® Executive World Elite Mastercard®
• Delta Platinum
• Delta SkyMiles® Reserve American Express Card (an advertising partner)
• IHG One Rewards Premier Credit Card
• Marriott Bonvoy Brilliant® American Express® Card
• Navy Federal Visa Signature® Flagship Rewards Card
• One Key+™ Card
• PenFed Pathfinder® Rewards Visa Signature® Card
• Amex Platinum
• The New United Club℠ Card
• The New United℠ Explorer Card
• The New United Quest℠ Card
• USAA Eagle Navigator® Credit Card
• U.S. Bank Altitude® Connect Visa Signature® Card

Many of these cards offer additional perks, including bonus rewards on eligible travel purchases.

The information related to the Chase Sapphire Reserve®, One Key+™ Card, Aeroplan® Credit Card, Centurion® Card from American Express**, Choice Privileges® Select Mastercard®, IHG One Rewards Premier Credit Card, Marriott Bonvoy Brilliant® American Express® Card The New United Club℠ Card, The New United℠ Explorer Card, and The New United Quest℠ Card was collected by CardCritics™ and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardCritics™ does not receive a commission for these products.

How To Choose the Best Credit Card With TSA PreCheck for You 

You’ll want to consider a few factors when deciding which TSA PreCheck credit card is best for you. 

Annual Fee

Most cards with TSA PreCheck charge an annual fee, but costs can vary widely — for example, you’ll pay just $95 a year for the Capital One Venture Card, but premium cards like the Capital One Venture X ($395), Chase Sapphire Reserve ($795) and Amex Platinum ($895) have pricier annual fees. 

Remember, the PreCheck application only costs around $77 for five years, so opening an expensive card just to get the fee reimbursed doesn’t make sense. 

Other Benefits 

You might also be looking for a credit card with lounge access or one that offers free checked bags or travel credits to help offset the annual fee. Finding a credit card within your budget with benefits you’ll use can help justify a higher annual fee.

For example, if you’re a regular United flyer, the United Explorer Card ($0 intro annual fee for the first year, then $150) could make sense. It offers up to a $120 Global Entry, TSA PreCheck or NEXUS fee credit every four years. It also comes with extra perks like a free first checked bag and priority boarding on United flights, two one-time United Club airport lounge passes annually, partner statement credits and solid travel insurance.