Rewards Cards

If you want to be rewarded with cash back, points or miles when you spend then one of these cards from our partners will likely be just what you are in the market for.

Blue Cash Preferred® Card from American Express

Welcome Bonus
Earn $300 back after you spend $3,000 in purchases on your new Card within the first 6 months.
Cash Back
1% – 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6% Cash Back on select U.S. streaming subscriptions.

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1% Cash Back on other purchases.
Recommended Credit Score
Good – Excellent
670 – 850*
Purchase APR
0% intro APR for 12 months, then 14.74%-24.74% Variable
Balance Transfer APR
N/A
Annual Fee
$0 introductory annual fee for the first year, then $95.

Rates and Fees|Terms Apply

Chase Sapphire Preferred® Card

Purchase APR
16.24% – 23.24% Variable
Balance Transfer APR
16.24% – 23.24% Variable
Annual Fee
$95
Recommended Credit Score
Good – Excellent
670- 850*
Cash Back
1x – 5x 5x on travel purchased through Chase Ultimate Rewards®

3x on dining, select streaming services and on online groceries (excludes Target, Walmart and wholesale clubs)

2x on all other travel purchases

Plus, earn 1 point per dollar spent on all other purchases
Welcome Bonus
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®.


Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 15 months from account opening, then 15.74%, 20.74%, or 25.74% Variable APR
Balance Transfer APR
0% intro APR for 15 months from account opening on qualifying balance transfers, then 15.74%, 20.74%, or 25.74% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases
Welcome Bonus
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months


Citi Custom Cash℠ Card

Purchase APR
0% intro APR for 15 months on Purchases, then 14.74% – 24.74% (Variable)
Balance Transfer APR
0% intro APR for 15 months on Balance Transfers, then 14.74% – 24.74% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Cash Back
1% – 5% Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Also, earn unlimited 1% cash back on all other purchases.
Intro Bonus
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.


Bank of America® Premium Rewards® credit card

Welcome Bonus
Receive 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
Rewards
1.5x – 2x Points Earn unlimited 2 points for every $1 spent on travel and dining purchases.

Earn unlimited 1.5 points for every $1 spent on all other purchases.

If you’re a Preferred Rewards member, you can earn 25% – 75% more points on every purchase.
Recommended Credit Score
Excellent/Good
670 – 850*
Purchase APR
16.24% – 23.24% Variable APR on purchases
Balance Transfer APR
16.24% – 23.24% Variable APR on balance transfers
Annual Fee
$95


Discover it® Cash Back

Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.
Cash Back
1% – 5% Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Recommended Credit Score
Excellent/Good/Average
620 – 850*
Purchase APR
0% Intro APR on purchases for 15 months, then 12.24% – 23.24% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 12.24% – 23.24% Variable APR
Annual Fee
$0


Bank of America® Customized Cash Rewards credit card

Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Cash Back
1% – 3% 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.

1% cash back on all other purchases.

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
Recommended Credit Score
Excellent/Good
670 – 850*
Purchase APR
0% Intro APR for 15 billing cycles for purchases, then 14.24% – 24.24% Variable APR
Balance Transfer APR
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 14.24% – 24.24% Variable APR
Annual Fee
$0


Chase Freedom Unlimited®

Purchase APR
0% Intro APR on Purchases for 15 months, then 15.24% – 23.99% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 15.24% – 23.99% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670- 850*
Cash Back
1.5% – 5% Earn 5% on travel purchased through Chase

Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year

Earn 3% on dining at restaurants and drugstores

Earn unlimited 1.5% cash back on all other purchases
Welcome Bonus
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.


Citi® Double Cash Card – 18 month BT offer

Intro Bonus
N/A
Cash Back
2% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Recommended Credit Score
Excellent/Good
670 – 850*
Purchase APR
14.74% – 24.74% (Variable)
Balance Transfer APR
0% intro APR for 18 months on Balance Transfers, then 14.74% – 24.74% (Variable)
Annual Fee
$0


Blue Cash Everyday® Card from American Express

Welcome Bonus
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Cash Back
1% – 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

2% Cash Back at U.S. gas stations.

1% Cash Back on other eligible purchases.
Recommended Credit Score
Good – Excellent
670 – 850*
Purchase APR
0% intro APR on purchases for 15 months, then 14.74%-24.74% Variable
Balance Transfer APR
N/A
Annual Fee
$0

Rates and Fees|Terms Apply

Bank of America® Unlimited Cash Rewards credit card

Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Cash Back
1.5% 1.5% cash back

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
Recommended Credit Score
Excellent/Good
670 – 850*
Purchase APR
0% Intro APR for 15 billing cycles for purchases, then 14.24% – 24.24% Variable APR
Balance Transfer APR
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 14.24% – 24.24% Variable APR
Annual Fee
$0


Citi Rewards+® Card

Intro Bonus
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Rewards
1x – 2x For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.

Plus, earn 1X ThankYou® Points on All Other Purchases.

The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
Recommended Credit Score
Excellent/Good
670 – 850*
Purchase APR
0% Intro APR for 15 months on Purchases, then 14.24% – 24.24% (Variable)
Balance Transfer APR
0% Intro APR for 15 months on Balance Transfers, then 14.24% – 24.24% (Variable)
Annual Fee
$0


Discover it® Miles

Intro Bonus
Discover will match all the Miles you’ve earned at the end of your first year.
Rewards
1.5x Miles Earn Unlimited 1.5x Miles Per Dollar On All Purchases
Recommended Credit Score
Excellent/Good
670 – 850*
Purchase APR
0% Intro APR on purchases for 15 months, then 12.24% – 23.24% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 12.24% – 23.24% Variable APR
Annual Fee
$0


Discover it® chrome

Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.
Cash Back
1% – 2% Earn 2% Cash Back At Gas Stations And Restaurants On Up To $1,000 In Combined Purchases Each Quarter.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Recommended Credit Score
Excellent/Good/Average
620 – 850*
Purchase APR
0% Intro APR on purchases for 15 months, then 12.24% – 23.24% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 12.24% – 23.24% Variable APR
Annual Fee
$0



Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.