Cash Back Cards

Compare cash back credit cards with compelling intro bonuses, fantastic ongoing rewards, 0% intro APRs and much more. These cards from our partners are all very well-rounded options to consider.

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 15 months from account opening, then 16.49%, 21.49%, or 26.49% variable APR
Balance Transfer APR
0% intro APR for 15 months from account opening on qualifying balance transfers, then 16.49%, 21.49%, or 26.49% variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases
Welcome Bonus
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months


Blue Cash Preferred® Card from American Express

Purchase APR
0% intro APR for 12 months, then 15.49%-25.49% Variable
Balance Transfer APR
N/A
Annual Fee
$95
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6% Cash Back on select U.S. streaming subscriptions.

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1% Cash Back on other purchases.
Welcome Bonus
Earn $350 back after you spend $3,000 in purchases on your new Card within the first 6 months.

Rates and Fees|Terms Apply

Bank of America® Customized Cash Rewards credit card

Purchase APR
0% Intro APR for 15 billing cycles for purchases, then 14.74% – 24.74% Variable APR
Balance Transfer APR
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 14.74% – 24.74% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 3% 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.

1% cash back on all other purchases.

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening


Citi Custom Cash℠ Card

Purchase APR
0% intro APR for 15 months on Purchases, then 15.49% – 25.49% (Variable)
Balance Transfer APR
0% intro APR for 15 months on Balance Transfers, then 15.49% – 25.49% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Cash Back
1% – 5% Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Also, earn unlimited 1% cash back on all other purchases.
Intro Bonus
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.


Chase Freedom Unlimited®

Purchase APR
0% Intro APR on Purchases for 15 months, then 15.74% – 24.49% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 15.74% – 24.49% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670- 850*
Cash Back
1.5% – 6.5% Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®

4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service

3% on all other purchases (on up to $20,000 spent in the first year).

After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
Welcome Bonus
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.


Discover it® Cash Back

Purchase APR
0% Intro APR on purchases for 15 months, then 13.49% – 24.49% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 13.49% – 24.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 5% Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.


Blue Cash Everyday® Card from American Express

Purchase APR
0% intro APR on purchases for 15 months, then 15.49%-25.49% Variable
Balance Transfer APR
N/A
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

2% Cash Back at U.S. gas stations.

1% Cash Back on other eligible purchases.
Welcome Bonus
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Rates and Fees|Terms Apply

Citi® Double Cash Card – 18 month BT offer

Purchase APR
15.49% – 25.49% (Variable)
Balance Transfer APR
0% intro APR for 18 months on Balance Transfers, then 15.49% – 25.49% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
2% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Intro Bonus
N/A


Bank of America® Unlimited Cash Rewards credit card

Purchase APR
0% Intro APR for 15 billing cycles for purchases, then 14.74% – 24.74% Variable APR
Balance Transfer APR
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 14.74% – 24.74% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1.5% 1.5% cash back

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening


Discover it® chrome

Purchase APR
0% Intro APR on purchases for 15 months, then 13.49% – 24.49% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 13.49% – 24.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 2% Earn 2% Cash Back At Gas Stations And Restaurants On Up To $1,000 In Combined Purchases Each Quarter.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.



Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.