Critics’ Choice Cards

Navigating the complex and ever-changing marketplace of credit cards can be overwhelming. Our critics know credit cards inside and out and are passionate about connecting you with the right card for your needs. You will find the Critics’ Choice winners from our partners below.

Wells Fargo Autograph℠ Card

Purchase APR
0% intro APR for 12 months from account opening, then 17.99%, 22.99%, or 27.99% variable APR
Balance Transfer APR
17.99%, 22.99%, or 27.99% variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1X – 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.

Plus earn 1X points on other purchases
Welcome Bonus
Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that’s a $300 cash redemption value

BankAmericard® credit card

Purchase APR
0% Intro APR for 21 billing cycles for purchases, then 14.99% – 24.99% Variable APR
Balance Transfer APR
0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days, then 14.99% – 24.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670- 850*
Cash Back
N/A
Intro Bonus
N/A

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 15 months from account opening, then 17.99%, 22.99%, or 27.99% variable APR
Balance Transfer APR
0% intro APR for 15 months from account opening on qualifying balance transfers, then 17.99%, 22.99%, or 27.99% variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
(670 – 850*)
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases
Welcome Bonus
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

Blue Cash Preferred® Card from American Express

Purchase APR
0% intro APR for 12 months, then 16.99%-27.99% Variable
Balance Transfer APR
0% intro APR for 12 months, then 16.99%-27.99% Variable
Annual Fee
$95
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6% Cash Back on select U.S. streaming subscriptions.

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1% Cash Back on other purchases.
Welcome Bonus
Earn $350 back after you spend $3,000 in purchases on your new Card within the first 6 months.
Rates and Fees |Terms Apply

Bank of America® Customized Cash Rewards credit card

Purchase APR
0% Intro APR for 18 billing cycles for purchases, then 16.99% – 26.99% Variable APR
Balance Transfer APR
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days, then 16.99% – 26.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 3% 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.

1% cash back on all other purchases.

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Capital One SavorOne Cash Rewards Credit Card

Purchase APR
0% intro on purchases for 15 months, then 17.99% – 27.99% (Variable)
Balance Transfer APR
0% intro on balance transfers for 15 months, then 17.99% – 27.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Cash Back
1% – 8% Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)

Earn 1% on all other purchases
Intro Bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Wells Fargo Reflect® Card

Purchase APR
0% intro APR for up to 21 months from account opening on purchases, then 15.99% – 27.99% variable APR
Balance Transfer APR
0% intro APR for up to 21 months from account opening on qualifying balance transfers, then 15.99% – 27.99% variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
N/A
Welcome Bonus
N/A

Discover it® Miles

Purchase APR
0% Intro APR on purchases for 15 months, then 14.99% – 25.99% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 14.99% – 25.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1.5x Miles Earn Unlimited 1.5x Miles Per Dollar On All Purchases
Intro Bonus
Discover will match all the Miles you’ve earned at the end of your first year.


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.