Critics’ Choice Cards

Navigating the complex and ever-changing marketplace of credit cards can be overwhelming. Our critics know credit cards inside and out and are passionate about connecting you with the right card for your needs. You will find the Critics’ Choice winners from our partners below.

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 12 months from account opening, then 19.24%, 24.24%, or 29.24% Variable APR
Balance Transfer APR
0% intro APR for 12 months from account opening on qualifying balance transfers, then 19.24%, 24.24%, or 29.24% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
(670 – 850*)
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases.
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Citi Simplicity® Card

Purchase APR
0% intro APR for 12 months on Purchases, then 18.24% – 28.99% (Variable)
Balance Transfer APR
0% intro APR for 21 months on Balance Transfers, then 18.24% – 28.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
N/A
Welcome Bonus
N/A

Bank of America® Travel Rewards credit card

Purchase APR
0% Intro APR for 15 billing cycles for purchases, then 18.24% – 28.24% Variable APR 
Balance Transfer APR
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 18.24% – 28.24% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1.5x – 3x Points 1.5 points per $1 spent on all purchases.

3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more points on every purchase.
Welcome Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases

Wells Fargo Autograph® Card

Purchase APR
0% intro APR for 12 months from account opening, then 19.24%, 24.24%, or 29.24% Variable APR
Balance Transfer APR
19.24%, 24.24%, or 29.24% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1X – 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.
Welcome Bonus
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.

Blue Cash Preferred® Card from American Express

Purchase APR
0% intro APR on purchases for 12 months from the date of account opening, then 20.24%-29.24% Variable
Balance Transfer APR
0% intro APR on balance transfers for 12 months from the date of account opening, then 20.24%-29.24% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.
Recommended Credit Score
Good – Excellent
Cash Back
1% – 6% Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

Earn 6% cash back on select U.S. streaming subscriptions.

Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

Earn 1% cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Welcome Offer
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Rates and Fees |Terms Apply

Capital One Venture Rewards Credit Card

Purchase APR
19.99% – 29.24% (Variable)
Balance Transfer APR
19.99% – 29.24% (Variable)
Annual Fee
$95
Recommended Credit Score
Excellent, Good
670 – 850*
Rewards
2x – 5x Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.

Earn unlimited 2X miles on every purchase, every day.
Welocme Bonus
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Wells Fargo Reflect® Card

Purchase APR
0% intro APR for 21 months from account opening on purchases, then 17.24%, 23.74%, or 28.99% Variable APR
Balance Transfer APR
0% intro APR for 21 months from account opening on qualifying balance transfers, then 17.24%, 23.74%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
N/A
Welcome Bonus
N/A


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.