Wells Fargo Transfer Partners: A Rewards Program That’s Leveled Up
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Written by
Dia Adams
Wells Fargo credit cards might not always get the love they deserve in the world of points and miles, but lately, the bank has had a glow-up worth noticing. Its rewards program has evolved significantly, now offering the kind of flexibility and value that can compete with more established names.
With select Wells Fargo cards, your points can unlock flights, hotel stays and vacation experiences at greater value than ever before. By holding the right card, you can transform everyday spending into travel opportunities that might otherwise be out of reach.
If you’ve overlooked Wells Fargo cards in the past, it’s time to take a second look — especially with the new ability to transfer points to top travel partners.
Wells Fargo Travel Partners
Wells Fargo currently partners with a small but mighty list of six airlines and one hotel program. That said, three of the six airlines are represented by essentially the same program, Avios. Transfers are instant and there is no minimum point requirement, making it simple to redeem even small point balances.
Loyalty Program | Transfer Ratio | Minimum Transfer Amount |
Aer Lingus/British Airways/Iberia Avios | 1:1 | 1 point |
Air France-KLM Flying Blue | 1:1 | 1 point |
Avianca LifeMiles | 1:1 | 1 point |
Virgin Atlantic Flying Club/Red | 1:1 | 1 point |
Choice Privileges | 1:2 | 1 point |
How To Earn Wells Fargo Points
Not all Wells Fargo credit cards allow you to transfer points to travel partners. The Wells Fargo Autograph® Card and Wells Fargo Autograph Journey℠ Card cards are the primary options that unlock this feature. If you have one of these cards, you can combine rewards from other eligible Wells Fargo cards — such as the Wells Fargo Active Cash® Card — before transferring them to a travel partner.
Cards That Earn Wells Fargo Points
The two main cards that earn Wells Fargo Rewards points are the Autograph Card and the Autograph Journey Card. Both cards allow you to pool rewards from other eligible Wells Fargo cards, maximizing your redemption options.
- Wells Fargo Autograph Card: No annual fee; earns 3x points on restaurants, travel, gas, transit, streaming and phone plans, and 1x on everything else.
- Wells Fargo Autograph Journey Card: $95 annual fee; offers 5x on hotels, 4x on airlines, 3x on other travel and dining, and 1x on all other purchases.
- Wells Fargo Active Cash Card: No annual fee; earns unlimited 2% cash rewards on purchases (convertible to points if you have an Autograph or Autograph Journey card).
- Wells Fargo Attune World Elite Mastercard®: No annual fee; earns 4% cash back in an interesting list of categories designed for Gen Z.
I’d be remiss not to mention the Bilt Mastercard®**. While it is issued by Wells Fargo, the card operates its own rewards program.
The information related to Wells Fargo Attune World Elite Mastercard® and Bilt Mastercard®** was collected by CardCritics™ and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardCritics™ does not receive a commission for this product.
How To Transfer Wells Fargo Points to Partners
Transferring Wells Fargo points is straightforward:
- Log in to your Wells Fargo account: Access the Wells Fargo Rewards portal online or via the mobile app.
- Navigate to the rewards transfer section: Select the option to transfer points to airline or hotel partners.
- Link your loyalty account: If you haven’t already, link your preferred airline or hotel loyalty program account. You’ll need your account number; if you don’t have one, Wells Fargo can assist with registration.
- Choose the amount to transfer: You can transfer as little as one point at a time.
- Confirm and submit: Review the details and submit your transfer. Most transfers are completed instantly.
Always check award availability with your chosen travel partner before transferring points, as transfers are final.
How To Maximize Wells Fargo Points
I’ve gotten tremendous value out of Wells Fargo Rewards even though the list of partners is more limited than other programs. To get the most value from your Wells Fargo points, consider these strategies:
- Transfer to the most valuable partners: Choice Privileges stands out with a 1:2 transfer ratio. For example, 10,000 Wells Fargo points become 20,000 Choice points, which I’ve used to book a two-bedroom Bluegreen Vacations condo that would otherwise cost over $200 per night. Choice has a reputation for roadside motels, but with the Ascend Collection and the Bluegreen partnership, among others, you might be shocked at what you find in the Choice portfolio.
- Take advantage of promotions: Air France-KLM Flying Blue offers monthly “Promo Rewards,” reducing the miles needed for flights to Europe. I’ve used these promotions multiple times to secure transatlantic flights for as low as 15,000 Flying Blue points each way.
- Combine points from multiple cards: Pooling points from eligible Wells Fargo cards before transferring can help you reach larger redemption thresholds.
- Compare cash and point prices: Sometimes, paying cash is more advantageous than using points. Always compare both options before making a decision.
- Explore partner airline alliances: Wells Fargo airline transfer partners are part of larger airline alliances such as Star Alliance, Oneworld or Skyteam, allowing you to book flights on partner airlines using points from a single program.
Wells Fargo’s transferable points program offers cardholders new opportunities to maximize the value of their rewards. With a growing list of travel partners and flexible transfer options, Wells Fargo points can be redeemed for a wide range of travel experiences. If you’ve been overlooking Wells Fargo, now is the time to reconsider — this program’s glow-up is real, and it’s worth a closer look.
Frequently Asked Questions About Wells Fargo Travel Partners
Can I transfer Wells Fargo points to someone else’s airline or hotel account?
No, you can only transfer points to loyalty accounts in your own name.
Are Wells Fargo points transfers reversible?
No, once points are transferred to a partner, they cannot be moved back. Always verify award availability before initiating a transfer.
Which Wells Fargo cards allow point transfers to travel partners?
Only select cards, such as the Wells Fargo Autograph Card and Autograph Journey Card, unlock this feature. You can combine points from other eligible cards if you have one of these.
What is the minimum number of points I can transfer?
You can transfer as little as 1 point at a time.
How long do transfers take?
Most transfers are instant, but it is advisable to confirm before booking.
