Current Credit Card Transfer Bonuses: Turn Your Points Into More Flights and Hotel Stays
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Written by
Adam Frankel
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Edited by
Jasmin Baron, CCC™
Flexible travel credit card rewards, such as Chase Ultimate Rewards®, American Express Membership Rewards®, Citi ThankYou® Rewards and Capital One Rewards, are among the most powerful tools in the points-and-miles world. Instead of being locked into a single airline frequent flyer program or hotel loyalty program, transferable rewards currencies allow you to move your points to a variety of programs when you’re ready to redeem them.
Occasionally, issuers sweeten the deal with transfer bonuses. These promotions give you extra miles or points when transferring rewards to a partner program, increasing the value of your existing points.
Below are the current credit card transfer bonuses, along with the details you need to know before transferring your points.
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Active Credit Card Transfer Bonuses
Here’s an example of how credit card transfer bonuses work: A 20% transfer bonus to a program that normally has a 1:1 transfer ratio means that transferring 10,000 points would give you 12,000 miles in the partner program instead of the standard 10,000.
These bonuses are usually temporary promotions, often lasting a few weeks or a couple of months. If timed correctly, they can unlock exceptional redemption value for flights and hotel stays. Transfer bonuses change frequently, so it’s important to verify that an offer is still active before moving your points.
Here are the promotions currently available.
| Transfer from | Transfer to | Bonus details | End date | Transfer ratio |
| Chase Ultimate Rewards | Air Canada Aeroplan | 20% bonus Aeroplan points | April 30, 2026 | 1:1.2 |
| Chase Ultimate Rewards | IHG One Rewards | 70% bonus IHG points | April 30, 2026 | 1:1.7 |
| Citi ThankYou Points | Leading Hotels of the World Leaders Club | 25% bonus Leaders Club points | May 16, 2026 | 1:0.25 for eligible premium Citi ThankYou cardholders 1:0.175 for eligible no-annual-fee Citi ThankYou cardholders |
| Capital One Miles | Japan Airlines JAL Mileage Bank | 30% bonus JAL miles | April 30, 2026 | 1:0.975 |
Chase Transfer Bonuses
Air Canada Aeroplan: 20% Bonus
With the current 20% transfer bonus, every 1,000 Chase Ultimate Rewards points becomes 1,200 Aeroplan points. That extra boost can help stretch your points further when booking award flights.
Aeroplan can offer excellent value for domestic and international flights on Air Canada, Star Alliance members and other partners. Sweet spots include short domestic hops in economy class and business-class flights to Europe. Here’s a step-by-step guide to transferring Chase Ultimate Rewards points to Aeroplan.
IHG One Rewards: 70% Bonus
A 70% transfer bonus means 1,000 Chase Ultimate Rewards points become 1,700 IHG points when transferred during the promotion.
IHG One Rewards award nights are priced dynamically, but it’s possible to find good deals, especially during the off-peak season. Popular brands include Holiday Inn, Homewood Suites, Kimpton and InterContinental, making IHG points versatile indeed. Read about how to transfer Chase Ultimate Rewards points to IHG One Rewards.
How To Earn Chase Ultimate Rewards Points
You can earn Ultimate Rewards points through several Chase credit cards. However, you’ll need a premium Ultimate Rewards card to transfer points directly to travel partners.
Two of the most popular options are the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve®, both of which allow transfers to airline and hotel partners.
Points-earning opportunities include:
- Credit card welcome bonuses
- Bonus categories like dining and travel
- Bonus points promotions
- Referral bonuses
American Express Transfer Bonuses
American Express currently isn’t offering any transfer bonuses.
How To Earn Membership Rewards Points
Amex Membership Rewards points can be earned through eligible American Express cards (an advertising partner), including the American Express Platinum Card®, American Express® Gold Card and American Express® Green Card**.
Common earning opportunities include:
- Credit card welcome offers
- Bonus categories like dining and travel
- Bonus points promotions
- Referral bonuses
Citi Transfer Bonuses
Leading Hotels of the World Leaders Club: 30% Bonus
With this promotion, transferring 1,000 Citi ThankYou points will give you 250 Leaders Club points. Note that this ratio is available only on select Citi cards (an advertising partner), including the Citi Strata Elite℠ Card and Citi Strata Premier® Card. If you have a no-annual-fee card that earns ThankYou points, such as the Citi Double Cash® Card or Citi Strata℠ Card, the bonus ratio isn’t as good — 1,000 ThankYou points becomes 175 Leaders Club points.
Leading Hotels of the World includes more than 400 boutique luxury hotels in over 80 destinations worldwide, such as The Hotel Chelsea in New York City, The Ritz London in London, UK, and The Kahala Hotel and Resort in Honolulu.
How To Earn Citi ThankYou Points
Citi ThankYou points are earned through eligible Citi credit cards.
Common ways to earn points include:
- Credit card welcome bonuses
- Dining and travel purchases
- Everyday spending categories
Cards like the Citi Strata Premier Card and other ThankYou point-earning products allow transfers to airline and hotel loyalty programs.
Capital One Transfer Bonuses
Japan Airlines Mileage Bank: 30% Bonus
Capital One’s transfer bonus to JAL Mileage Bank is impressive; when you transfer 1,000 Capital One miles, you’ll receive 1,300 JAL miles.
JAL miles are useful for booking flights on Japan Airlines and its partners, including Oneworld alliance members American Airlines and Alaska Airlines.
How To Earn Capital One Miles
Capital One miles are earned through eligible Capital One credit cards.
Common earning opportunities include:
- Credit card welcome offers
- Flat-rate rewards on everyday purchases
- Bonus miles on travel spending
Cards such as the Capital One Venture Rewards Credit Card, Capital One VentureOne Rewards Credit Card, and Capital One Venture X Rewards Credit Card allow cardholders to transfer miles to airline and hotel partners.
Rove Transfer Bonuses
Rove isn’t offering any transfer bonuses at the moment.
How To Earn Rove Miles
Rove isn’t a credit card program, but you can earn Rove Miles by:
- Booking travel through the Rove Miles platform
- Shopping at eligible partners through the Rove Miles site
Issuers Without Current Transfer Bonuses
- Bilt Rewards (often offers transfer bonuses on “Rent Day,” the first of each month)
- Marriott Bonvoy
- Wells Fargo
Bottom Line
Transferable rewards currencies offer some of the most flexible redemption options in the credit card world. When issuers add limited-time transfer bonuses, the value of your points can increase significantly.
By timing your transfers during these promotions, you may be able to stretch your rewards further and unlock better travel redemptions.
Just remember that transfers are usually one-way and can’t be reversed, so it’s always best to confirm award availability before moving your points.
The information related to the Chase Sapphire Reserve® and American Express® Green Card** was collected by CardCritics™ and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardCritics™ does not receive a commission for this product.
Frequently Asked Questions About Credit Card Transfer Bonuses
What is a credit card transfer bonus?
A credit card transfer bonus is a limited-time promotion that gives you extra miles or points when transferring rewards from a credit card program to a partner loyalty program.
For example, a 25% transfer bonus means that transferring 10,000 points results in 12,500 miles if the program normally has a 1:1 transfer ratio.
Are transfer bonuses worth it?
Transfer bonuses can stretch your points further — especially when redeeming for flights in premium cabins or expensive travel periods.
However, it’s still important to confirm that the award is available before transferring.
How often do transfer bonuses happen?
Transfer bonuses occur several times per year, though the timing varies by issuer and partner program.
American Express tends to offer the most frequent promotions, while promotions from Chase, Capital One and Citi usually appear more sporadically.
Can you reverse a transfer if you change your mind?
No. Once points are transferred to a partner program, the transfer is usually permanent. This is why it’s important to confirm availability before transferring.
Note, too, that when you move points to a partner, they become subject to the receiving program’s terms and conditions, including points expiration policies.
Do transfer bonuses apply automatically?
Yes. If a transfer bonus promotion is active, the bonus miles or points are automatically added when you complete the transfer or soon after. You do not need to register for most promotions.
