Best Gas Credit Cards of October 2025
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Written by
Harrison Pierce
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Edited by
Jasmin Baron
It’s no secret that gas is expensive. Whether you love road trips, have a long commute for work or just tend to drive a lot while running errands, you might be looking for a way to alleviate the financial burden of fuel costs.
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Fortunately, some rewards credit cards can allow you to earn bonus cash back (sometimes as much as 5%) or points on gas purchases. It might not sound like much, but it can add up over time. Here’s everything to know about the best gas credit cards, including how to choose the best one for you.
Quick Overview: Best Credit Cards for Gas
| Our Choice For | Credit Range | Annual Fee | Highlights | |
|---|---|---|---|---|
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Cash Back on Groceries |
Good – Excellent
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$0 intro annual fee for the first year, then $95. |
Earn a welcome offer and 1% – 6% cash back Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Earn 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Apply Now
More Details
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Cash Back Card |
Good – Excellent
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$0 |
Earn a welcome offer and 1% – 3% cash back Earn 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
Earn 3% cash back on U.S. online retail purchases, on up to $6,000 per year, then 1%. Earn 3% cash back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Apply Now
More Details
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Cash Back |
Excellent/Good
670 – 850*
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$0 |
Welcome bonus opportunity, generous intro APR, and choose your 6% cash back category 6% cash back for the first year in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category / grocery store / wholesale club quarterly purchases.
After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs, up to the quarterly maximum. 1% cash back on all other purchases. If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more cash back on every purchase. The Preferred Rewards bonus is not applied to the 3% first year bonus.
Apply Now
More Details
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Travel |
Good – Excellent
670 – 850*
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$0 |
Earn a welcome bonus and 1X – 5X rewards 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
4X on travel 4X at gas stations and EV charging stations on your first $1,000 each quarter (excludes discount stores/supercenters and wholesale clubs) 2X on dining, streaming services and at grocery stores (excludes discount stores/supercenters and wholesale clubs) 1X point on all other eligible purchases
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Gas Rewards |
Excellent
740 – 850*
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$0 |
Exclusively for Costco Members: Go Big with Cash Back Rewards Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com. 1% cash back on all other purchases.
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| Premium Points |
Excellent/Good
670 – 850*
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$95 |
Earn up to 10x points per dollar plus a bonus worth 60,000 bonus ThankYou® PointsEarn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Apply Now
More Details
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| 3x Points On Top Categories |
Excellent/Good
670 – 850*
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$0 |
Earn a welcome bonus and 1X – 3X rewards Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.
Apply Now
More Details
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Hilton Loyalists |
Good – Excellent
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$150 |
Earn a welcome offer and 3X – 12X rewards Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 4X Points for each dollar on U.S. Online Retail Purchases. Earn 3X Points for all other eligible purchases on your Card.
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Detailed Overview: Best Gas Credit Cards
Top Feature
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Purchase & Balance Transfer APR
0% intro APR on purchases and on balance transfers for 12 months from the date of account opening, then 19.99%-28.99% Variable APR
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Cash Back
Earn 6% cash back on select U.S. streaming subscriptions.
Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
Earn 1% cash back on other purchases.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Card Details From Issuer
- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.99% – 28.99%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Top Feature
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Purchase & Balance Transfer APR
0% intro APR on purchases and on balance transfers for 15 months from the date of account opening, then 19.99%-28.99% Variable APR
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Cash Back
Earn 3% cash back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
Earn 3% cash back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Card Details From Issuer
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.99% to 28.99% variable APR.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Top Feature
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Purchase & Balance Transfer APR
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends a 17.99% – 27.99% Variable APR will apply.
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Cash Back
After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs, up to the quarterly maximum.
1% cash back on all other purchases.
If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more cash back on every purchase. The Preferred Rewards bonus is not applied to the 3% first year bonus.
Card Details From Issuer
- New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% – 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Top Feature
Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
Purchase & Balance Transfer APR
0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies, currently 17.99%-27.99%.
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Rewards
4X on travel
4X at gas stations and EV charging stations on your first $1,000 each quarter (excludes discount stores/supercenters and wholesale clubs)
2X on dining, streaming services and at grocery stores (excludes discount stores/supercenters and wholesale clubs)
1X point on all other eligible purchases
Card Details From Issuer
- Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That’s a $200 value redeemable towards travel.
- 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
- 4X on travel.
- 4X at gas stations and EV charging stations on your first $1,000 each quarter (excludes discount stores/supercenters and wholesale clubs).
- 2X on dining, streaming services and at grocery stores (excludes discount stores/supercenters and wholesale clubs).
- 1X point on all other eligible purchases.
- Up to $100 in statement credits for TSA PreCheck® or Global Entry® toward your application fee once every four years.
- Redeem points right away or save them for later. Points do not expire as long as the account remains active
- Protection and assistance when traveling with Trip Cancellation/Interruption, Trip Delay Reimbursement and SmartDelay.
- Complimentary Priority Pass™ Select membership gives you 4 free visits to over 1,600 airport VIP lounges and experiences worldwide.
- Terms and conditions apply.
Top Feature
Exclusively for Costco Members. This card is perfect to use at Costco and on everyday spending.
Purchase & Balance Transfer APR
19.24% – 27.24% (Variable)
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Rewards
Card Details From Issuer
- Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Top Feature
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Purchase & Balance Transfer APR
19.99% – 27.99% (Variable)
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Rewards
Card Details From Issuer
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Welcome Bonus
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
Purchase & Balance Transfer APR
0% intro APR for 12 months from account opening on purchases, followed by a 18.99%, 24.99%, or 28.99% Variable APR. A 18.99%, 24.99%, or 28.99% Variable APR will apply for balance transfers.
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Rewards
Card Details From Issuer
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.99%, 24.99%, or 28.99% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Top Feature
Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/14/2026.
Purchase & Balance Transfer APR
19.99%-28.99% Variable
CardCritics™ Opinion
Recommended Credit Score
Annual Fee
Rewards
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
Earn 3X Points for all other eligible purchases on your Card.
Card Details From Issuer
- Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/14/2026.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors™ Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. Terms and Limitations apply.
- As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $150 annual fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
How Do Gas Credit Cards Work?
The best gas credit cards don’t come from the gas station. While branded cards do exist, they aren’t recommended, as they typically only provide discounts on fuel purchases with one brand, like Shell.
Instead, the best options are credit cards from the major issuers, like our partners American Express, Chase, Citi and Capital One that offer elevated earnings at gas stations (and sometimes EV charging stations). Whether you’re earning cash back or points to use on your next vacation, gas credit cards are a more lucrative option to use on your next fill-up.
Since these are regular rewards credit cards, they work the same way as any other credit card. Once you’re approved, you can use your card anywhere credit cards are accepted and earn a certain amount on every purchase.
How To Choose the Best Gas Credit Card for You
There are several factors to consider before applying for a gas credit card. You should look at your spending over the past few months to see how much you typically spend at gas stations. Also, consider your spending in other categories to find a card that closely matches your spending habits.
Type of Rewards
The first factor to consider is the type of rewards you’ll earn with a prospective card: cash back or points and miles. If you prefer cash back, you can choose between a fixed earning structure or rotating categories. The best cash-back cards for gas offer at least 3% back on gas station purchases.
If you prefer quarterly rotating categories, you’ll earn extra cash back on gas station purchases three months out of the year, typically around 5% cash back. The other nine months, you’ll earn the standard rate, which is usually around 1% back.
Travel credit cards can also be great options, as they allow you to earn bonus points or miles on gas station purchases that can then be redeemed in a variety of ways. You’ll want to choose a rewards card with gas included as a bonus category, which means you’ll earn more on gas purchases than on most other types of purchases. This way, you’re earning as much as possible.
Best Categories for Earning
For most people, gas isn’t the biggest line item in the monthly budget. You likely aren’t signing up for a credit card exclusively for its earnings at gas stations, so you should consider other earning categories, like travel, dining and groceries. Opting for a card with high earning rates in areas where you tend to concentrate your monthly spending helps you earn faster.
Redemption Value and Flexibility
Once you’ve earned enough points, the best gas rewards cards should offer flexible, high-value redemptions. Cash back is often earned as rewards points, which can then be redeemed as a statement credit or for travel purchases. Cards like the Citi Strata Premier Card, an advertising partner, allow you to transfer your points to travel partners, while co-branded hotel or airline cards limit the best redemptions for those brands. You should always maximize credit card rewards, so flexible redemption methods are key.
Welcome Offer Value and Spending Requirement
Most cards on this list allow you to earn a welcome offer after meeting a specific spending requirement. Before applying for a card, plan the next few months to ensure you’ll reach the threshold.
The last thing you want is to leave points or cash back on the table. Not every welcome offer is created equal, so compare the value across the cards to see which helps you earn the most.
Points Expiration and Limits
Some cards place heavy restrictions on where you can earn bonus points. For instance, some cash-back cards only allow you to earn cash back on purchases at U.S. gas stations, so they aren’t the best option to use on a road trip abroad. Plus, you’re at the mercy of how purchases are coded in the system — what is considered travel, gas or dining? That all depends on how the transaction posts to your account.
Some cards will also impose spending limits on the bonus rewards you can earn. For gas stations, this might not be an issue, especially if you don’t tend to spend more than a couple of hundred dollars on gas each month. If you do, you’ll want to opt for a card with unlimited earning potential on gas station purchases.
Pros and Cons of a Credit Card With Gas Rewards
Like any financial product, credit cards with gas rewards come with a variety of pros and cons. Be sure to consider these before applying.
Pros
- Earn bonus points or cash back on gas station purchases
- Flexibility in redemption methods yields higher value
- Several options are available to align with your spending habits
Cons
- The highest-earning cards have annual fees
- Potential spending limits on bonus rewards
- Typically can’t use rewards for gas purchases unless you buy gift cards or redeem for cash back
Alternatives To Consider
While the cards above represent the best credit cards for gas purchases, there are still more options to consider. The following cards might not have made the list, but are solid alternatives for some households:
- Chase Freedom Unlimited®: This is a fantastic cash-back card, offering 1.5% cash back on purchases, plus 3% back on dining and drugstores and 5% on travel booked through Chase Travel℠. Unfortunately, you won’t earn as much on gas station purchases, but it’s worth considering if you don’t spend a lot on gas each month.
- Discover it® Cash Back: This card earns 5% cash back on rotating quarterly categories (up to $1,500 per quarter in combined purchases, then 1%) after activation. Typically, gas stations make an appearance on the Discover Rewards Calendar at least once per year, but you’ll earn just 1% cash back when different categories are active.
- Chase Freedom Flex®: This card has the same drawback as the Discover it Cash Back — quarterly rotating categories mean you’ll only earn a bonus on gas purchases part of the year. Other times, you’ll earn just 1%.
The information related to U.S. Bank Altitude® Connect Visa Signature® Card, Costco Anywhere Visa® Card by Citi, and Hilton Honors American Express Surpass® Card was collected by CardCritics™ and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardCritics™ does not receive a commission for these products.
Frequently Asked Questions About Gas Credit Cards
Which card gives 5% cash back on gas?
Several cards have the potential to earn 5% cash back on gas purchases, including rotating category cards. For example, the Citi Custom Cash Card, an advertising partner, could earn you 5% back on gas (on up to $500 in spending per billing cycle, then 1%) if gas is your top spending category that billing period.
Is it smart to get a credit card for gas?
If you tend to spend a lot on gas each month, it can be a great idea to get a credit card for gas. To develop a comprehensive points and miles strategy, you should earn as much as possible on every purchase, including at gas stations.
Are EV charging stations considered gas?
Some cards, like the Citi Strata Premier Card, allow you to earn bonus points on EV charging stations as well as gas stations, but this isn’t always the case. If you have an electric vehicle, you’ll want to carefully read the terms and conditions of a card before applying.
Should I get a gas station credit card?
Credit cards associated with a specific gas station, like the BP Rewards Visa® or the Shell Fuel Rewards® Mastercard®, work differently from cards from major issuers. Instead of earning cash back at gas stations, you’ll typically receive a set number of cents off per gallon of gas. This isn’t usually the most lucrative option, and can also be restrictive in terms of where you can use it. For most people, it makes more sense to get a general rewards card that can be used on a variety of purchases.
How Do Our Critics Evaluate the Cards?
All of the credit cards featured on CardCritics™ are assessed using the same criteria. Our critics evaluate fees, interest rates, balance transfer options, introductory bonuses, rewards, additional benefits and the average credit score required for approval.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.