Wells Fargo Autograph® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.99%, 24.99%, or 28.99% Variable APR
Balance Transfer APR
18.99%, 24.99%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1X – 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.
Welcome Bonus
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.99%, 24.99%, or 28.99% Variable APR
Balance Transfer APR
0% intro APR for 12 months from account opening on qualifying balance transfers, then 18.99%, 24.99%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases.
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Wells Fargo Reflect® Card

Purchase APR
0% intro APR for 21 months from account opening on purchases, then 17.99%, 24.49%, or 28.74% Variable APR
Balance Transfer APR
0% intro APR for 21 months from account opening on qualifying balance transfers, then 17.99%, 24.49%, or 28.74% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
N/A
Welcome Bonus
N/A

Wells Fargo Autograph Journey℠ Card

Purchase APR
19.99%, 25.99%, or 28.99% Variable APR
Balance Transfer APR
19.99%, 25.99%, or 28.99% Variable APR
Annual Fee
$95
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1X – 5X Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
Welcome Bonus
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.