Navy Federal Credit Union® cashRewards Credit Cards
630 – 850*Average to Good Credit for cashRewards card.
Very Good to Excellent Credit for cashRewards Plus.
cashRewards Plus earns 2% cash back
View All Card DetailsAdvertiser Disclosure
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
The Navy Federal Credit Union® cashRewards Credit Cards is an uncomplicated card that comes with a rewards rate of 1.5% on all eligible purchases or if eligible, you could earn 2% cash back with the cashRewards Plus card. Both cards come with no annual fee, a welcome bonus and a statement credit opportunity making either card a decent addition to your wallet.Very Good to Excellent Credit for cashRewards Plus.
Card Details From Issuer
- Right now you can earn $250 cash back when you spend $2,500 within 90 days of account opening plus get a 1.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening (expires 1/1/2026).
- You could earn 1.5% cash back on all purchases. Redeem as soon as you earn. If eligible, you could receive 2% cash back with the cashRewards Plus card.
- No rewards limit.
- No rewards expiration while account is open.
- No annual fee.
- No balance transfer fee.
- Must be members of Navy Federal Credit Union.
Navy Federal Credit Union® More Rewards American Express® Credit Card
630 – 850*
3x points on groceries
3x points on gas and transit
1x points on everything else
View All Card DetailsAdvertiser Disclosure
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
The Navy Federal Credit Union® More Rewards American Express® Credit Card is a great card for households that rack up big bills on groceries, gas, dining and transit. With this no annual fee card you can earn rewards, a welcome bonus, and more.Card Details From Issuer
- Right now you can earn 20,000 bonus points when you spend $2,000 (a $200 value) within your first 90 days of account opening. Plus, you could get a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership (expires 1/1/2026).
- Earn 3 points for every $1 of net purchases made for gas, transit, restaurants, food delivery, and at supermarkets, and 1 point for every $1 of other net purchases. Rewards are earned on eligible net purchases.
- Rewards never expire while the account is open.
- Roadside assistance.
- Up to 25% off car rental, plus car rental loss & damage insurance.
Navy Federal Credit Union® Platinum Credit Card
630 – 850*
View All Card DetailsAdvertiser Disclosure
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
The Navy Federal Credit Union® Platinum Credit Card is a good option if you are looking for a low interest card to pay off large purchases over time. You’ll get a low intro APR on balance transfers, no annual fees, and no balance transfer fees.Card Details From Issuer
- Right now you could get a 0.99% APR for 12 months from account opening on balances transferred from non-Navy Federal credit card within your first 60 days (expires 1/1/2026).
- No annual fees
- No balance transfer fees
- No foreign transaction fees
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.