Citi Transfer Partners: Maximize Your ThankYou Points 

• Written by Jon Nickel-D'Andrea
  

  Jon Nickel-D'Andrea

  Credit cards, loyalty programs, points, miles, finance topics (bank accounts, credit score), sign-up bonuses, credit card reviews

  As a trusted travel writer for more than a decade, Jon Nickel-D'Andrea's shares his deep expertise in travel rewards, credit cards, and smart financial planning for travelers. In his work, Jon provides thorough analysis on various credit card offerings, focusing on how readers can maximize the benefits from rewards programs, travel perks, and elite statuses. Whether he’s breaking down sign-up bonuses, recommending cards with extensive perks and benefits, or reviewing premium cabins and luxury hotels, Jon’s insights help readers understand the complex landscape of travel rewards. His work as a travel advisor complements his broader expertise, allowing readers to navigate the realm of points, miles, and credit cards to make high-end travel more attainable. He travels extensively not only in the United States but around the world, and always in premium cabins and luxury hotels. This kind of travel is thanks to the world of points and miles, where he hopes that his readers will be able to have those ""once in a lifetime"" trips over and over again. Jon lives in Seattle with his husband Ben and his 5 year old dog. When not traveling you might still find him at the airport, where he volunteers his time weekly helping to guide travelers through the airport towards their next destination.

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• Edited by Jasmin Baron
  

  Jasmin Baron

  Credit Cards, Travel Rewards, Loyalty Programs, Family Travel, Credit Building, Credit Scores

  Jasmin Baron is CardCritics’ senior editor, responsible for editing and writing credit cards, travel rewards, loyalty program, and other credit-related content. She is passionate about personal finance education and enjoys sharing tips and tricks for making the most credit card points and miles with her readers. Her expertise in maximizing credit card travel rewards originated from over two decades of aviation industry experience, including 18 years working as a pilot and college professor/flight instructor in her native Canada. Her work has appeared on sites such as CNN Underscored Money, Business Insider, The Points Guy, and point.me. When she’s not planning her next trip with credit card rewards, you’ll probably find her tinkering around in the kitchen, hanging out with her three kids, or playing with her dog, Benji.

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• Last Updated Sep 29, 2025

Update: The information below was correct at the time of publishing, but one or more offers are no longer available. Please see the issuer site for up-to-date information.

Citi credit cards that earn ThankYou® points offer a variety of ways to redeem your rewards, including for cash back, travel booked through Citi and gift cards. But you may get an even higher value for your rewards when you transfer points to Citi’s airline and hotel partners.

While some Citi transfer partners are lesser-known, there are plenty of familiar programs in the mix, including American Airlines AAdvantage, JetBlue TrueBlue, Avianca LifeMiles, Air France-KLM Flying Blue and Wyndham Rewards. Transferring Citi ThankYou points to partners is easy to do through your online account, but transfer ratios vary depending on the card you have. 

Let’s take a closer look at how to transfer ThankYou points to Citi travel partners and maximize your credit card rewards.

Citi ThankYou Transfer Partners

Citi has more than a dozen airline and hotel partners covering nearly every corner of the globe. It also partners with Shop Your Way, a retail rewards program.

Citi’s newest partner is American Airlines AAdvantage, which represents a big improvement for the program. Previously, Citi’s only domestic airline partner was JetBlue, so the addition of a large legacy US airline opens up broader coverage around the country. A few partners are unusual, including Leading Hotels of the World Leaders Club, Thai Airways and ALL Accor Live Limitless.

Here’s the full list of Citi transfer partners:

Loyalty Program	Transfer Ratio	Minimum Transfer Amount
ALL Accor Live Limitless	1:0.5  or 1:0.35, depending on the card	1,000 points
Air France-KLM Flying Blue	1:1 or 1:0.7, depending on the card	1,000 points
Aeromexico Rewards	1:1 or 1:0.7, depending on the card	1,000 points
American Airlines AAdvantage	1:1 or 1:0.7, depending on the card	1,000 points
Avianca LifeMiles	1:1 or 1:0.7, depending on the card	1,000 points
Cathay Pacific	1:1 or 1:0.7, depending on the card	1,000 points
Choice Privileges	1:2 or 1:1.4, depending on card	1,000 points
Emirates Skywards	1:0.8 or 1:0.56, depending on the card	1,000 points
Etihad Guest	1:1 or 1:0.7, depending on the card	1,000 points
EVA Air Infinity MileageLands	1:1 or 1:0.7, depending on the card	1,000 points
JetBlue TrueBlue	1:1 or 1:0.7, depending on the card	1,000 points
Leading Hotels of the World Leaders Club	1:0.2 or 1:0.14, depending on the card	1,000 points
Preferred Hotels & Resorts I Prefer Hotel Rewards	1:4 or 1:2.8, depending on the card	1,000 points
Qantas Frequent Flyer	1:1 or 1:0.7, depending on the card	1,000 points
Qatar Airways Privilege Club	1:1 or 1:0.7, depending on the card	1,000 points
Shop Your Way	1:10	1 point
Singapore Airlines	1:1 or 1:0.7, depending on the card	1,000 points
Thai Royal Orchid Plus	1:1 or 1:0.7, depending on the card	1,000 points
Turkish Airlines Miles&Smiles	1:1 or 1:0.7, depending on the card	1,000 points
Virgin Atlantic Flying Club and Virgin Red	1:1 or 1:0.7, depending on the card	1,000 points
Wyndham Rewards	1:1 or 1:0.7, depending on the card	1,000 points

My favorite Citi travel partners are Virgin Red, Air France-KLM Flying Blue and Preferred Hotels and Resorts I Prefer Rewards. I’ve transferred my points over to Preferred Hotels plenty of times to have some exceptional stays in Europe, saving me hundreds of euros. 

Air France also offers great value during the off season on its own flights to and from Europe, allowing you to experience a great vacation for not a lot of points. 

How To Earn Citi ThankYou Points

You can earn Citi ThankYou points from several Citi credit cards, but to get the best transfer ratios, you’ll need a card that charges an annual fee:

• Citi Strata Premier® Card (an advertising partner): $95 annual fee
• Citi Strata Elite℠ Card (an advertising partner): $595 annual fee
• Citi Prestige® Credit Card: No longer available to new applicants
• AT&T Access More: No longer available to new applicants (this card does not allow transfers to American Airlines AAdvantage)

The Strata Premier Card is great for earning lots of rewards on everyday spending, offering 10x points on hotels, car rentals and attractions booked through Citi Travel, and 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations and EV charging stations. All other purchases earn 1 point per dollar.

Meanwhile, the recently launched Strata Elite is a premium credit card that offers elevated rewards rates and more perks, including airport lounge access and hundreds of dollars in annual statement credits.

With other Citi cards, you can access Citi’s partners, but at a poorer ratio. That can eat into the value of your rewards, so be sure to run the numbers to make sure a transfer is worth it versus other redemption options.

No-annual-fee Citi cards available to new applicants include:

• Citi Double Cash® Card (an advertising partner)
• Citi Strata℠ Card (an advertising partner)
• Citi Custom Cash® Card
• AT&T Points Plus® Card From Citi (this card does not allow transfers to American Airlines AAdvantage)

How To Transfer Citi Points to Partners

The easiest way to transfer Citi points to partners is by signing into ThankYou.com with your Citi login credentials. You can also make your way to the site from your main Citi online account. 

Once you’re signed in, follow these steps:

1. Hover over “Travel” in the dropdown menu: Then, select “Points Transfer.”
2. View the list of available transfer partners: You’ll also see the transfer ratio for each partner. Click “Continue” next to the partner you want.
3. Enter your frequent traveler details and number of points you want to transfer: If you don’t have a membership number for that loyalty program, you’ll be able to join the program directly. Then click “Continue.”
4. Review and finalize the transfer: You’re given one final chance to review before submitting the transfer request.

Transfer times vary but are often instant. However, Citi says it can take up to 14 days for the points to get over to your account.

How To Maximize Citi ThankYou Points

With a limited range of credit cards that allow you to transfer Citi ThankYou points at the best ratios, it’s harder to get maximum value out of your rewards compared to programs like Chase Ultimate Rewards® and American Express Membership Rewards®. But, with a little legwork, you can stretch your points further with these tips: 

• Combine ThankYou accounts: If you have multiple cards that earn Citi ThankYou points, you can pool your rewards into a single account. This is handy if you have the Strata Premier Card or Strata Elite and want to be able to transfer all of your points at the highest ratio. 
• Wait for a transfer bonus: Occasionally, Citi offers transfer bonuses of 20% or more with select programs, giving you more miles or points for your ThankYou rewards.
• Book high-value hotel redemptions: Hotel award bookings can be very valuable at pricier locations. Wyndham Rewards, for instance, has three award price tiers for its hotels, and during peak times, cash prices can be quite high.
• Leverage airline partnerships: Many of Citi’s international partners, like Turkish Airlines and Air France-KLM, are part of airline alliances that allow you to redeem miles for flights on any alliance partner. For example, Turkish Airlines and United Airlines are part of the Star Alliance, so you can redeem Turkish miles for United award flights. 

The information related to AT&T Points Plus® Card From Citi and Citi® / AAdvantage® Executive World Elite Mastercard® was collected by CardCritics™ and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardCritics™ does not receive a commission for these products.