Best Credit Cards for Uber and Lyft of September 2025
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Written by
Ben Nickel-D'Andrea
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Edited by
Emily Gadd
Because of the popularity of rideshare services, many travel credit cards offer perks as well as bonus point earning opportunities for using them with platforms like Lyft and Uber. A handful of cards even come with monthly credits to help offset rideshare expenses.
We’ll break down the best credit cards for Uber, Lyft and other rideshare apps so you can choose the one that best suits your needs.
Quick Overview: Best Credit Cards for Rideshare
| Our Choice For | Credit Range | Annual Fee | Highlights | |
|---|---|---|---|---|
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Cash Back on Groceries |
Good – Excellent
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$0 intro annual fee for the first year, then $95. |
Earn a welcome offer and 1% – 6% cash back Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Earn 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
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More Details
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Elevated Rewards |
Good – Excellent
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$325 |
Access to incredible statement credit opportunities
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More Details
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Premium Perks & Benefits |
Good – Excellent
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$695 |
Massive welcome offer opportunity plus several annual statement credits, lounge access and other premium benefits You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Apply Now
More Details
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Travel |
Good – Excellent
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$150 |
3x rewards on transit (including rideshare), travel and diningEarn 3X Membership Rewards® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
Earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. Earn 3X Membership Rewards® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US. Earn 1X Points on Other Eligible Purchases.
Full Review
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Cash Back |
Excellent/Good
670 – 850*
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$0 |
Welcome bonus opportunity, generous intro APR, and choose your 6% cash back category 6% cash back for the first year in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category / grocery store / wholesale club quarterly purchases.
After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs, up to the quarterly maximum. 1% cash back on all other purchases. If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more cash back on every purchase. The Preferred Rewards bonus is not applied to the 3% first year bonus.
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More Details
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| Travel |
Good – Excellent
670 – 850*
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$95 |
Incredible rewards redemption value and a welcome bonus worth up to $1,312 in Travel Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Your points are worth up to 75% more when you redeem them through Chase Travel, making this bonus worth up to $1,312.50.
Apply Now
More Details
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Premium Perks |
Excellent
720 – 850*
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$795 |
Luxury travel card with airport lounge access & a bonus worth up to $2,500 in Travel Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. Your points are worth up to 100% more when you redeem them through Chase Travel, making this bonus worth up to $2,500.
Full Review
More Details
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Rewards on Rent |
Excellent/Good
670-850*
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$0 |
Charge your rent with no transaction fee
Full Review
More Details
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Detailed Overview: Best Travel Credit Cards for Uber and Lyft
Great For Everyday Spending
Blue Cash Preferred® Card from American Express
Top Feature
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Purchase & Balance Transfer APR
0% intro APR on purchases and on balance transfers for 12 months from the date of account opening, then 20.24%-29.24% Variable APR
CardCritics™ Opinion
This top-rated cash back card is tailored to families with elevated cash back rates at U.S. supermarkets & gas stations, on streaming services and whole lot more. It also offers a very generous welcome offer and a substantial list of additional perks and statement credit opportunities worth taking advantage of. There is a $0 intro annual fee for the first year, then $95.
Recommended Credit Score
Good – Excellent
Annual Fee
$0 intro annual fee for the first year, then $95. See Rates & Fees
Rewards
1% – 6% Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Earn 6% cash back on select U.S. streaming subscriptions.
Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
Earn 1% cash back on other purchases.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Earn 6% cash back on select U.S. streaming subscriptions.
Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
Earn 1% cash back on other purchases.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Card Details From Issuer
- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% – 29.24%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Huge Rewards Earnings Plus A Welcome Offer Opportunity
American Express® Gold Card
Top Feature
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Purchase APR
See Pay Over Time APR
CardCritics™ Opinion
If you are looking to level up your credit card rewards, but aren’t quite ready to commit to platinum-level annual fees then the American Express® Gold Card is likely a great fit for you. It is geared toward travelers and foodies with elevated rewards rates and member perks and benefits tied to those categories. It also offers an incredible welcome offer opportunity and the option to choose between a Gold or Rose Gold metal design.
Recommended Credit Score
Good – Excellent
Annual Fee
$325 See Rates & Fees
Rewards
1X – 4X Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Card Details From Issuer
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin’ Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Best For Premium Rewards and Perks
The Platinum Card® from American Express
Top Feature
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Purchase APR
See Pay Over Time APR
CardCritics™ Opinion
A large annual fee on a card often means it comes with valuable perks to make it worthwhile and that is most definitely the case for The Platinum Card® from American Express. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. This card also offers a long list of substantial statement credits that will apply to different spending categories or specific merchants. Card members who can take advantage of these credits will get the most out of this card. Select ‘Apply Now’ to learn more about the current offerings.
Recommended Credit Score
Good – Excellent
Annual Fee
$695 See Rates & Fees
Rewards
1x – 5x 5 Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel®, on up to $500,000 spent per year.
5 points per dollar on prepaid hotels booked with American Express Travel®.
1 point per dollar on all other purchases.
Terms apply.
5 points per dollar on prepaid hotels booked with American Express Travel®.
1 point per dollar on all other purchases.
Terms apply.
Card Details From Issuer
- You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
- A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
- Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world’s most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
- $695 annual fee.
- Terms Apply.
**All information about the American Express® Green Card** has been collected independently by CardCritics™
3X Rewards on Travel & Dining
American Express® Green Card**
Top Feature
Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
Purchase APR
See Pay Over Time APR
CardCritics™ Opinion
As a travel-friendly option with flexible rewards, Amex Green offers valuable points on dining, travel, and transit purchases, which makes it appealing for frequent city and global travelers. However, its annual fee may feel steep for some, given its rewards are competitive but less premium compared to higher-tier Amex cards.
Recommended Credit Score
Good – Excellent
Annual Fee
$150
Rewards
1X – 3X Earn 3X Membership Rewards® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
Earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
Earn 3X Membership Rewards® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US.
Earn 1X Points on Other Eligible Purchases.
Earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
Earn 3X Membership Rewards® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US.
Earn 1X Points on Other Eligible Purchases.
Card Details From Issuer
- Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 3X Membership Rewards® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
- Earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
- Earn 3X Membership Rewards® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US.
- $209 CLEAR Plus Credit: Receive up to $209 per calendar year in statement credits when you pay for your CLEAR Plus membership (subject to auto-renewal) with the American Express® Green Card.
- Payment Flexibility: When it comes to paying your bill, you have options. You can always pay in full. You also have the flexibility to carry a balance with interest or use Plan It® to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit – you’ll just need to pay for any new purchases in full when your bill is due.
- Trip Delay Insurance: If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- No Foreign Transaction Fees: No matter where you’re traveling, when you use your American Express® Green Card there are no foreign transaction fees.
- $150 annual fee.
- Terms Apply.
Choose Your Bonus Category
Bank of America® Customized Cash Rewards credit card
Top Feature
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Purchase & Balance Transfer APR
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends a 18.24% – 28.24% Variable APR will apply.
Apply Now
Read Full Review
On Bank of America's secure site
CardCritics™ Opinion
The Bank of America® Customized Cash Rewards credit card is a top contender for those seeking cash back flexibility without an annual fee. You will earn elevated cash back rewards in the category of your choice each month though it is important to note the quarterly cap. There is also a generous intro APR and an online welcome bonus opportunity.
Recommended Credit Score
Excellent/Good (670 – 850*)
Annual Fee
$0
Rewards
1% – 6% 6% cash back for the first year in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category / grocery store / wholesale club quarterly purchases.
After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs, up to the quarterly maximum.
1% cash back on all other purchases.
If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more cash back on every purchase. The Preferred Rewards bonus is not applied to the 3% first year bonus.
After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs, up to the quarterly maximum.
1% cash back on all other purchases.
If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more cash back on every purchase. The Preferred Rewards bonus is not applied to the 3% first year bonus.
Card Details From Issuer
- New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% – 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now
Apply Now
On Bank of America's secure site
75,000 Bonus Point Offer
Chase Sapphire Preferred® Card
Top Feature
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Purchase & Balance Transfer APR
19.99% – 28.24% Variable
CardCritics™ Opinion
The Chase Sapphire Preferred® Card is the perfect card for someone who is looking to level-up their travel game. Since it comes with a substantial welcome bonus, you will be well on your way to booking your next trip once you hit the spending requirement. As you earn more rewards through this card’s travel and dining bonus categories, you can explore Chase’s hotel and airline transfer partners or redeem your points for travel through Chase Travel℠ for up to 75% more value. And if you take advantage of the many perks this card offers, you will quickly offset the $95 annual fee.
Recommended Credit Score
Good – Excellent (670 – 850*)
Annual Fee
$95
Rewards
1x – 5x Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.
Card Details From Issuer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
125,000 bonus points
Chase Sapphire Reserve®
Top Feature
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Purchase & Balance Transfer APR
20.24% – 28.74% Variable
CardCritics™ Opinion
If you want to level up your travel rewards to luxury levels, this card may be the right fit. The ongoing rewards, annual travel credits and incredible miles transfer and redemption options are hard to beat. Add in an attractive welcome bonus and airport lounge access and it’s easy to see why this card is so popular even though the annual fee is pretty steep.
Recommended Credit Score
Excellent (720 – 850*)
Annual Fee
$795
Rewards
1x – 8x Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
Card Details From Issuer
- Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get more than $2,700 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
- Member FDIC
** Information for the following card was not reviewed by Wells Fargo or provided by Wells Fargo
Renters can earn rewards on rent each month
Bilt Mastercard®**
Top Feature
Earn 1x points on rent without the transaction fee.
Purchase & Balance Transfer APR
See Terms
CardCritics™ Opinion
The Bilt Mastercard®** is very unique in that it allows users to earn rewards on rent payments without fees, making it a practical choice for renters looking to maximize everyday spending. With benefits like travel and dining points, plus no annual fee, it’s an excellent option for those focused on rewards without traditional credit card costs.
Recommended Credit Score
Excellent/Good (670-850*)
Annual Fee
$0
Rewards
1x-3x points 3x points on dining, 2x points on travel, 1x points on other purchases.
Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases.
Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases.
Card Details From Issuer
- $0 Annual Fee
- Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
- Earns 3x points on dining
- Earn 2x points on travel
- Earn 1x points on other purchases
- Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
- Use the card 5 times each statement period to earn points
- Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
- Point redemptions include airlines, hotels, future rent payments, statement credits, toward a down payment on a home, etc.
- Select “Apply Now” to learn more about the product features, terms, and conditions
- See Rates & Fees
How To Choose the Best Credit Card for Uber and Lyft
With so many cards in the market vying for your attention, it can be hard to remember which card to use when. Fortunately, many cards that offer benefits for Uber and Lyft have other enticing perks.
Here are some of the key points to keep in mind when you’re deciding which card will work best for you.
Annual Fee
One of the first factors to consider when choosing the right credit card is its annual fee. Cards with high annual fees often come with the most premium features. For example, the Chase Sapphire Reserve and Amex Platinum, an advertising partner, come with hefty annual fees of $795 and $695, respectively.
On the other hand, the Bank of America Customized Cash Rewards card and Bilt Mastercard don’t charge annual fees.
For some people, the benefits a card offers outweigh the annual fee. Make sure you understand a credit card’s rewards program before you apply, so that you can get the most value from it.
Points Earning
Each card offers a different amount of rewards for spending on rideshares. For example, the Bilt Mastercard offers 5x points on Lyft rides when you link your Lyft and Bilt accounts and pay with the card, while the Amex Blue Cash Preferred Card, an advertising partner, offers 3% cash back for all rideshare purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Some cards, such as the Chase Sapphire Preferred Card and Sapphire Reserve, earn bonus points on Lyft rides as part of a partner promotion. Both cards earn 5x Ultimate Rewards® points on Lyft purchases through Sept. 30, 2027.
Credits and Discounts
While some credit cards offer bonus rewards for spending on rideshare companies, others also offer you credits. For example, the Sapphire Reserve offers up to $120 in annual Lyft in-app credits (up to $10 per month), plus 5x points on Lyft rides, through Sept. 30, 2027.
Meanwhile, the Amex Platinum only offers 1x points for spending on rideshares, but cardholders get $200 annually in Uber Cash (awarded as $15 in Uber Cash each month, plus a bonus $20 in December), which can be used toward U.S. rides or Uber Eats.
Ancillary Benefits
Many cards that offer benefits on rideshare spending come with other valuable travel perks. For example, the Amex Green Card earns 3x American Express Membership Rewards® points for rideshare expenses, but you also get an annual CLEAR® Plus credit of up to $209.
Pros and Cons of a Credit Card With Rideshare Benefits
Because most cards don’t focus specifically on rideshare benefits, you might find it challenging to get a lot of value from those perks alone. Weigh these important factors when you’re looking at a card for Uber and Lyft:
Pros
- Some cards offer credits that can save you money on your rides (and even food deliveries)
- Bonus categories can help you earn rewards faster
- Additional benefits bring in extra value
Cons
- Credits typically expire monthly and don’t roll over
- Cards with the best benefits tend to have high annual fees
- Some cards only award bonus rewards with a single rideshare platform
Alternatives To Consider
The best rewards credit cards offer great returns on your spending and other ancillary benefits. Depending on the type of card, you can use rewards for a wide variety of redemptions, such as travel, statement credits, gift cards and more.
Consider these alternatives if you’re looking for a credit card to use for Uber, Lyft and other rideshare apps:
- Cash-back credit cards: Some cash-back cards earn a flat rewards rate on all your spending, so you avoid the FOMO of using the wrong card at the wrong place and time. For example, top 2% cash back cards like the Wells Fargo Active Cash® Card and Citi Double Cash® Card, an advertising partner, offer the same rate of return on all purchases (including Uber and Lyft).
- Airline credit cards: Some airlines have established partnerships with rideshare companies. For instance, Alaska Airlines partners with Lyft so you can earn extra miles on all your Lyft rides and even get 2 miles per dollar on all rideshare with the Alaska Airlines Visa Signature® credit card. And Delta has partnered with Uber to offer bonus miles when you enroll and link your SkyMiles and Uber accounts. Plus, some Amex Delta credit cards, such as the Delta SkyMiles® Platinum American Express Card and Delta SkyMiles® Reserve American Express Card (both advertising partners), come with up to $120 per year in statement credits (up to $10 per month) for qualifying rideshare purchases after enrollment. Plus, these cards offer up to $9.99 a month in statement credits toward Uber One membership for up to 12 months (enrollment required by June 25, 2026).
- Hotel credit cards: Marriott and Uber have partnered to offer bonus Marriott Bonvoy points when you take Uber rides. The points earned will vary depending on the type of Uber that you order, and you can also earn points on Uber Eats. Use a Marriott credit card to boost your balance even further — for example, the Marriott Bonvoy Bold® Credit Card earns 2x points on rideshare.
- Mastercards: World and World Elite Mastercards, such as the Citi Strata Premier® Card, an advertising partner, offer a monthly Lyft benefit. Cardholders can earn $5 in Lyft credit each calendar month they charge at least three eligible rides to their card. If you have the Citi® / AAdvantage® Executive World Elite Mastercard®, you can earn $10 in Lyft credit for meeting the same threshold.
The information related to American Express® Green Card**, Chase Sapphire Reserve®, Bilt Mastercard®**, Alaska Airlines Visa Signature® credit card, Citi® / AAdvantage® Executive World Elite Mastercard® and Marriott Bonvoy Bold® Credit Card was collected by CardCritics™ and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardCritics™ does not receive a commission for these products.
Frequently Asked Questions About Credit Cards With Uber and Lyft Benefits
Which card is best for Uber?
No single card is perfect for Uber or any other rideshare service, but there can be a best card for Uber for you, based on your unique set of wants and needs. A card that earns bonus rewards on rideshare and other categories that match your spending habits may be the best option for you. Or, a card that comes with a range of useful perks that include rideshare credits can also be a good pick.
Which credit card gives a discount on Uber rides?
The Amex Gold Card comes with $120 per year in Uber Cash ($10 per month), while the Amex Platinum comes with up to $200 (also issued monthly). You can use Uber Cash toward U.S. Uber rides or Uber Eats orders. Terms apply.
Is an Uber credit card worth it?
There is no specific credit card just for Uber. Look for cards that offer credits or bonuses for rideshare or travel to maximize your rewards for rideshare spending.
How Do Our Critics Evaluate the Cards?
All of the credit cards featured on CardCritics™ are assessed using the same criteria. Our critics evaluate fees, interest rates, balance transfer options, introductory bonuses, rewards, additional benefits and the average credit score required for approval.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.