Purchase APR
19.24% – 27.49% Variable
Balance Transfer APR
19.24% – 27.49% Variable
Recommended Credit Score
Good – Excellent
670 – 850*
Rewards
1x – 5x Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Welcome Bonus
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

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Critics' Overview
This premium travel card is offering an incredible bonus point opportunity, fantastic ongoing rewards, a long list of travel benefits and protections and extremely flexible redemption options. Read our in-depth Review to learn more.
Purchase & Balance Transfer APR
19.24% – 27.49% Variable
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more
- Get a year of complimentary Apple TV when activated by December 31, 2026 – a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
0% Intro APR on Purchases for 15 months, then 18.24% – 27.74% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 18.24% – 27.74% Variable
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% – 5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
Welcome Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

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Critics' Overview
The Chase Freedom Unlimited® card offers a generous and unlimited base rate of 1.5% cash back on all of your purchases while also providing an even higher rate on travel purchased through Chase Travel℠, dining at restaurants and purchases at drugstores. You can earn a welcome bonus of $200 cash back after you spend $500 on purchases in the first three months of account opening. You can also save money on interest with a lengthy intro APR on purchases and balance transfers. Read our in-depth Review to learn more.
Purchase & Balance Transfer APR
0% Intro APR on Purchases and Balance Transfers for 15 months, then 18.24% – 27.74% Variable
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% – 27.74%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
0% Intro APR on Purchases for 21 Months, then 18.24% – 28.24% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 21 Months, then 18.24% – 28.24% Variable
Recommended Credit Score
Good – Excellent
670 – 850*

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Critics' Overview
The Chase Slate® card features a very long introductory APR on purchases and balance transfers, making it an excellent option for financing large expenses or consolidating debt. With no annual fee, strong fraud and zero-liability protection, and added purchase and travel benefits, the card focuses on security and flexibility rather than rewards. Cardholders may also qualify for a credit limit increase in as little as six months and can access Chase Pay Over Time for eligible purchases.
Purchase & Balance Transfer APR
0% Intro APR on Purchases and Balance Transfers for 21 Months, then 18.24% – 28.24% Variable
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- 0% Intro Offer- Enjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.24% – 28.24% thereafter
- No Annual Fee- You won’t have to pay an annual fee for all the great features that come with your Slate Card
- Zero Liability Protection & Fraud Protection – You won’t be held responsible for unauthorized charges made with your card. We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
- Chase Pay Over Time- Access more options to pay over time for eligible purchases made with your participating Chase credit card. With Pay Over Time, you can break up eligible purchases you’ve already made
- Get more purchasing power: Chase Slate® cardmembers may be eligible for a credit limit increase in as few as six months.
- Stay protected with purchase & travel benefits – Enjoy peace of mind with purchase protection, which safeguards your eligible new items against damage or theft for 120 days from the date of purchase, up to $500 per item. Plus, extended warranty protection adds an extra year to U.S. manufacturer warranties of three years or less, giving you up to four full years of coverage from the date of purchase
- Credit Journey: Access your credit score, receive customized score improvement plans from Experian™, and benefit from identity monitoring—all for free with Chase Credit Journey®
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
0% Intro APR on Purchases for 15 months, then 18.24% – 27.74% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 18.24% – 27.74% Variable
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 5% 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
Welcome Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!

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Critics' Overview
The Chase Freedom Flex® card offers year-round rewards and rotating cash back categories, allowing you to get the most out of this rewards card. With no annual fee, a welcome bonus, and an intro APR period on purchases and balance transfers, this card is tough to beat. Read our in-depth Review to learn more.
Purchase & Balance Transfer APR
0% Intro APR on Purchases and Balance Transfers for 15 months, then 18.24% – 27.74% Variable
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% – 27.74%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex® card
- Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
18.24% – 27.74% Variable
Balance Transfer APR
18.24% – 27.74% Variable
Recommended Credit Score
New to Credit/Good – Excellent
Cash Back
1.5% – 3% 1.5% cash back on all purchases.
Limited Time Offer – Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Welcome Bonus
Limited Time Offer – Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.

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Critics' Overview
The Chase Freedom Rise® card offers an unlimited base rate of 1.5% cash back on all of your purchases while also providing the opportunity to build your credit without the excessive recurring fees that other credit-builder cards have. New card members can also earn a statement credit when they set up automatic payments, making this card stand out even more from competitors. This no annual fee card is a game-changer amongst the credit-building cards.
Purchase & Balance Transfer APR
18.24% – 27.74% Variable
Recommended Credit Score
New to Credit/Good – Excellent
Card Details From Issuer
- Limited Time Offer – Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
- Increase your approval chances – Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
- Earn Cash Back – With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
- Credit Limit Increase – As a Freedom Rise® cardmember, you’ll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise® Card
- Free Credit Score – Track your credit score and learn how to build it with Chase Credit Journey.
- No Annual Fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Rise® Card.
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
0% Intro APR on Purchases for 12 months, then 16.74% – 24.74% Variable
Balance Transfer APR
16.74% – 24.74% Variable
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other purchases
Welcome Bonus
Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening

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Critics' Overview
The Ink Business Cash® Credit Card is the ideal card if your expenses lean heavily towards office supplies, telecommunications, and internet services. You also can enjoy rewards at gas stations and restaurants. This card has a generous welcome bonus and an intro APR period on purchases.
Purchase & Balance Transfer APR
0% Intro APR on Purchases for 12 months, then 16.74% – 24.74% Variable APR. A 16.74% – 24.74% Variable APR will apply to balance transfers.
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- Earn
$750 $1,000 when you spend $8,000 on purchases in the first four months after account opening
- Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend
- Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.
- Earn 1% cash back on all other purchases with no limit to the amount you can earn.
- Earn 5% total cash back on Lyft rides through 9/30/27.
- As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 6 months.
- Complimentary three-month lnstacart+ membership.
- No Annual Fee
- 0% introductory APR for 12 months on purchases
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
0% Intro APR on Purchases for 12 months, then 16.74% – 24.74% Variable
Balance Transfer APR
16.74% – 24.74% Variable
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% Earn unlimited 1.5% cash back on every purchase made for your business
Welcome Bonus
Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.

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Critics' Overview
This is a great option for businesses who don’t want to deal with complicated bonus categories. This card offers a flat 1.5% back on everything and the redemption flexibility is terrific. Plus, you will have a generous intro APR period on purchases and an amazing welcome bonus.
Purchase & Balance Transfer APR
0% Intro APR on Purchases for 12 months, then 16.74% – 24.74% Variable APR. A 16.74% – 24.74% Variable APR will apply to balance transfers.
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- Earn
$750 $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Earn 5% total cash back on Lyft rides through 9/30/27.
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
17.74% – 26.74% Variable
Balance Transfer APR
17.74% – 26.74% Variable
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1x – 3x Points Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year.
Earn 1 point per $1 on all other purchases
Welcome Bonus
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

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Critics' Overview
The Ink Business Preferred® Credit Card has a huge welcome bonus and high ongoing rewards in common business spending categories and travel. There are many redemption options for your rewards making this card flexible and well worth the $95 annual fee.
Purchase & Balance Transfer APR
17.74% – 26.74% Variable
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Earn 5x total points on Lyft rides through 9/30/27.
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
- Go further when you book with Chase Travel℠. Enjoy competitive rates, seamless booking and premium benefits.
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Receive complimentary access to DashPass by DoorDash.
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
Flex for Business Variable APR: 17.74% – 28.49%
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
2% – 5% Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Welcome Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.

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Critics' Overview
The Ink Business Premier® Credit Card is the perfect card for high-spending business owners that prefer simple unlimited cash back rewards. This card offers unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases. These big cash back rewards and a generous welcome bonus make this business card hard to beat.
Purchase & Balance Transfer APR
Flex for Business Variable APR: 17.74% – 28.49%
Recommended Credit Score
Good – Excellent (670 – 850*)
Card Details From Issuer
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
- Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
- Earn 5% cash back on Lyft rides now through September 30, 2027.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There’s no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
Apply Now
On Chase's Secure site
Purchase APR
Flex for Business Variable APR: 17.74% – 28.49%
Recommended Credit Score
Excellent
720 – 850*
Rewards
1x – 8x Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
Earn 5x total points on Lyft rides through 9/30/27.
Earn 4x points on flights & hotels booked direct.
Earn 3x points on social media & search engine advertising.
Earn 1x points on all other purchases
Welcome Bonus
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

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Critics' Overview
The Chase Sapphire Reserve for Business℠ makes a strong first impression with a huge welcome bonus, high rewards rates and a plethora of statement credits that far outweigh the $795 annual fee. Frequent travelers will also appreciate the card’s airport lounge access, premium travel protections and flexible Chase Ultimate Rewards® redemption options. While the annual fee is undeniably steep, business owners who travel often and can take advantage of the card’s benefits will find it delivers exceptional value over the long term.
Purchase & Balance Transfer APR
Flex for Business Variable APR: 17.74% – 28.49%
Recommended Credit Score
Excellent (720 – 850*)
Card Details From Issuer
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
- $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
- Earn 5x total points on Lyft rides through 9/30/27.
- Earn 4x points on flights & hotels booked direct.
- Earn 3x points on social media & search engine advertising.
- Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
- Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
- Member FDIC
Apply Now
On Chase's Secure site
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.