At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. Our partners compensate us when an application is approved or when additional actions are completed after approval. The financial compensation we receive may impact where and how cards appear on our site, but does not impact our critical analysis. The opinions, analyses, reviews and recommendations expressed on our site are those of the author alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. Our partners compensate us when an application is approved or when additional actions are completed after approval. The financial compensation we receive may impact where and how cards appear on our site, but does not impact our critical analysis. The opinions, analyses, reviews and recommendations expressed on our site are those of the author alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
The Bilt Blue Card is a no-annual-fee credit card that can earn points on rent and mortgage payments. It is designed for people who want to turn housing expenses into travel rewards. Overall, it offers a straightforward way for renters and homeowners to earn points on major monthly payments. Read our in-depth Review to learn more.
Purchase & Balance Transfer APR
10% Introductory APR for the first 12 billing cycles after account opening on purchases. After that, a 26.74% to 34.74% Variable APR will apply to Purchases based on your creditworthiness. A 26.74% to 34.74% Variable APR applies to Balance Transfers based on your creditworthiness.
Recommended Credit Score
Good – Excellent (670 – 850*)
Annual Fee
$0
Card Details From Issuer
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
1X points on everyday spend.
Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.
Other benefits: No foreign transaction fees, Cellular Wireless Telephone Protection, Purchase Assurance, MasterRental Coverage (See Guide to Benefits)
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. Our partners compensate us when an application is approved or when additional actions are completed after approval. The financial compensation we receive may impact where and how cards appear on our site, but does not impact our critical analysis. The opinions, analyses, reviews and recommendations expressed on our site are those of the author alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
The Bilt Obsidian Card earns points on rent and mortgage payments while offering travel rewards. It carries a $95 annual fee and is designed for cardholders who want more travel-focused benefits. Overall, it may suit renters and homeowners who are comfortable with a more complex rewards program. Read our in-depth Review to learn more.
Purchase & Balance Transfer APR
10% Introductory APR for the first 12 billing cycles after account opening on purchases. After that a 26.74% to 34.74% Variable APR applies to Purchases. A 26.74% to 34.74% Variable APR applies to Balance Transfers, based on your creditworthiness.
Recommended Credit Score
Good – Excellent (670 – 850*)
Annual Fee
$95
Card Details From Issuer
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
2X points on travel
1X points on everyday spend
Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
$100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. Our partners compensate us when an application is approved or when additional actions are completed after approval. The financial compensation we receive may impact where and how cards appear on our site, but does not impact our critical analysis. The opinions, analyses, reviews and recommendations expressed on our site are those of the author alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
The Bilt Palladium Card earns points on rent and mortgage payments while offering premium travel rewards. It carries a higher annual fee and is designed for frequent travelers who value upscale perks. Overall, it may suit renters and homeowners seeking a premium rewards experience. Read our in-depth Review to learn more.
Purchase & Balance Transfer APR
10% Introductory APR for the first 12 billing cycles after account opening on purchases. After that, A 26.74% to 34.74% Variable APR applies to purchases. A 26.74% to 34.74% Variable APR applies to Balance Transfers, based on your creditworthiness.
Recommended Credit Score
Good – Excellent (670 – 850*)
Annual Fee
$495
Card Details From Issuer
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
2X points on everyday spend
$400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
$200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt’s network of 50,000+ merchant partners.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.