Best Visa® Cards for October 2025

Check out the best Visa® credit cards for Cash Back, Travel, Gas, Balance Transfer, and other rewards.

Best Overall

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.99%, 24.99%, or 28.99% Variable APR
Balance Transfer APR
0% intro APR for 12 months from account opening on qualifying balance transfers, then 18.99%, 24.99%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases.
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Chase Freedom Unlimited®

Purchase APR
0% Intro APR on Purchases for 15 months, then 18.74% – 28.24% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 18.74% – 28.24% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% – 5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
Welcome Bonus
Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Bank of America® Travel Rewards credit card

Purchase APR
Generous intro APR offer available. Select Apply Now to view the current offer terms.
Balance Transfer APR
Generous intro APR offer available. Select Apply Now to view the current offer terms.
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1.5x – 3x Points 1.5 points per $1 spent on all purchases.

3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more points on every purchase.
Welcome Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases

Wells Fargo Autograph® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.99%, 24.99%, or 28.99% Variable APR
Balance Transfer APR
18.99%, 24.99%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1X – 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.
Welcome Bonus
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.

Chase Sapphire Preferred® Card

Purchase APR
19.74% – 27.99% Variable
Balance Transfer APR
19.74% – 27.99% Variable
Annual Fee
$95
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1x – 5x Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.
Welcome Bonus
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Wells Fargo Reflect® Card

Purchase APR
0% intro APR for 21 months from account opening on purchases, then 17.99%, 24.49%, or 28.74% Variable APR
Balance Transfer APR
0% intro APR for 21 months from account opening on qualifying balance transfers, then 17.99%, 24.49%, or 28.74% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
N/A
Welcome Bonus
N/A

Capital One Venture X Rewards Credit Card

Purchase APR
19.99% – 28.99% (Variable)
Balance Transfer APR
19.99% – 28.99% (Variable)
Annual Fee
$395
Recommended Credit Score
Excellent
720 – 850*
Rewards
2X – 10X Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel.

Earn unlimited 2X miles on all other purchases.
Welcome Bonus
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.