The Best Travel Card of 2025
Earn $750 in travel & access incredible perks and rewards with the Capital One Venture Rewards Credit Card.
Fact Checked
Earn unlimited 2X miles on every purchase, every day.
Fact Checked
The Capital One Venture Rewards Credit Card is more than a card to pay for purchases. It is a portal to a world of elevated travel and dining experiences, rewards and protections. With a generous welcome bonus for new card members, high rewards in every category — especially travel — and multiple ways to redeem them, members uncover hidden benefits and perks with every swipe.
Earn $750 in Travel Bonuses
To sweeten the deal, new cardholders will earn a bonus of 75,000 miles after spending $4,000 within the first 3 months. Thats $750 in travel. Based on the competition, it’s a solid welcome bonus.
Earn 2x – 5x Miles
The Capital One Venture Rewards Credit Card earns rewards through a straightforward and generous system. Cardholders earn 2X miles per dollar spent on every purchase, regardless of the category.
This means that whether you’re dining out, shopping, or paying bills, you’ll consistently accumulate miles at an elevated rate. As an added bonus, if you book car rentals, vacation rentals or hotels through Capital One Travel, those purchases will qualify for 5X miles per dollar spent.
Redeeming Your Miles
When it comes time to cashing in your hard-earned miles, Capital One offers several options. The most valuable being redemptions for travel purchases. You can redeem miles to cover the cost of any travel purchase made with your Venture Card within 90 days and your miles will be worth 1 cent each.
Additionally, you can:
- Redeem your miles directly in the Capital One Travel portal
- Use your miles to purchase gift cards
- Get a statement credit
Capital One continues to enhance its rewards program and now you can transfer miles to more than 15 travel loyalty programs.
This is a great option that can push your mile redemption value over the 1-cent mark if you know how to navigate these travel partners and their award booking programs.
Additional Benefits
Although the Capital One Venture Rewards Credit Card comes with a $95 annual fee, it also comes with a long list of useful benefits and extra perks that can easily justify the yearly expense.
- Up to a $120 credit for Global Entry or TSA PreCheck – Up to $120 credit off the application fee for Global Entry or TSA PreCheck.
- $50 experience credit – Get a $50 credit with every hotel and vacation rental booked from the Lifestyle Collection.
- No Foreign Transaction Fees – This can save you 3% to 5% for each international transaction.
- *Travel Protection – Feel confident while traveling knowing you have trip cancellation/interruption coverage, lost luggage reimbursement, rental car insurance, travel assistance services, and roadside assistance.
Capital One Venture Rewards Credit Card
Earn unlimited 2X miles on every purchase, every day.
Advertiser Disclosure
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
There’s a good reason this travel card continually receives rave reviews. It offers a generous and uncomplicated flat rate on all purchases and an elevated rate on hotels, vacation rentals and rental cars booked through Capital One Travel. If the massive welcome bonus doesn’t convince you then the ongoing rewards and perks surely will. Read our in-depth Review to learn more.Card Details From Issuer
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
For most consumers, the Capital One Venture Rewards Credit Card is the Goldilocks card among Capital One’s suite of Venture offerings. It delivers better rewards than the no-fee Capital One VentureOne Rewards Credit Card, and is less than a quarter of the cost of the premium Capital One Venture X Rewards Credit Card, which has a $395 annual fee. If you are wondering if one of the other Venture cards may be a better fit for you, you can check out what they have to offer here.
Premium Travel Rewards and Lounge Access
Capital One Venture X Rewards Credit Card
If you are in the market for a premium card, have exellent credit, and are open to a higher annual fee in return for valuable travel perks, this card is a great option for you. You can start raking in the rewards quickly by spending $4,000 on purchases within the first 3 months. This will bank you 75,000 bonus miles which is equivalent to $750 in travel. You’ll earn 10X miles per dollar spent on hotels and car rentals and 5X miles per dollar spent on flights and vacation rentals booked through the Capital One Travel portal. All other purchases will earn 2X miles per dollar making this card an excellent choice for everyday purchases.
The hefty annual fee of $395 is easy to justify once you take into account all the perks and benefits this card comes with. Each year, you will receive a $300 credit for bookings through Capital One Travel, plus you’ll earn 10,000 bonus miles (equal to $100 towards travel) every year starting on your first anniversary. With those two recurring bonuses, you’ve already wiped away the annual fee. This card will also take your travel to the next level since you will get access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment.
Advertiser Disclosure
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
If you have excellent credit and are looking to take your travel rewards to the next level then this premium card is for you. It does come with a steep annual fee but the introductory bonus, ongoing rewards and rich perks quickly justify the fee. Read our in-depth Review to learn more.Card Details From Issuer
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
Great Travel Rewards with No Annual Fee
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is the no annual fee option within the Venture suite. You will earn rewards quickly with unlimited 1.25x miles per dollar on all purchases and 5x miles per dollar when you book your car rentals, vacation rentals, and hotel stays through Capital One Travel. For a limited time, earn $300 in travel bonuses. Enjoy $100 to use on Capital One Travel in your first cardholder year, plus earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening – that’s equal to $300 in travel.
While you’ll get the most out of your miles by redeeming them for travel, there are several other options to cash in your rewards making it an extremely flexible program and one of the best travel rewards programs out there with over 15 direct transfer partners. Unlike the other cards in the Venture suite, this card offers a 0% intro on purchases and balance transfers for 15 months, then 18.99% – 28.99% (Variable) APR will apply.
Advertiser Disclosure
At CardCritics™, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
If you are looking for a travel rewards card that offers big-time benefits without an annual fee then the Capital One VentureOne Rewards Credit Card is a top option to consider. To start, there is an easy to earn bonus opportunity and a generous intro APR. You will also earn an unlimited 1.25X on every purchase made and an elevated rate on hotels, vacation rentals and rental cars booked through Capital One Travel. Read our in-depth Review to learn more.Card Details From Issuer
- LIMITED-TIME OFFER: Earn $300 in travel bonuses. Enjoy $100 to use on Capital One Travel in your first cardholder year, plus earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening – that’s equal to $300 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.99% – 28.99% variable APR after that; balance transfer fee applies
Capital One’s suite of Venture cards are popular for good reason. With incredible welcome bonuses, generous ongoing rewards and no foreign transaction fees they all have a lot to offer. With three compelling options there is a great fit for just about every consumer.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.