Best Credit Cards with No Foreign Transaction Fee for April 2026

If you are looking for a card to use overseas and want to avoid racking up fees on every purchase, these cards from our partners are the top options. Easily compare rewards, intro APRs and other perks below.

25,000 Bonus Points Offer Worth $250 Travel Credit
Bank of America® Travel Rewards credit card
Apply Now
On Bank of America's secure site
Apply Now
On Bank of America's secure site

Welcome Bonus

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases

Purchase & Balance Transfer APR

0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends a 17.49% – 27.49% Variable APR will apply.

Rewards: 1.5x – 3x Points

1.5 points per $1 spent on everyday purchases.

3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

Foreign Transaction Fee

None

Annual Fee

$0

Recommended Credit Score

Excellent/Good (670 – 850*)
Show All Card Details +

Critic's Overview

This is a great travel card for those who don’t want to pay an annual fee, are looking for a straightforward way to earn and redeem their rewards and want to save money with a generous intro APR. You’ll earn 1.5 points per dollar spent on everyday purchases and can easily earn 25,000 online bonus points (redeemable for a $250 statement credit toward travel purchases) when you spend at least $1,000 on purchases in the first 90 days of your account opening. Read our in-depth Review to learn more.

Card Details From Issuer

  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% – 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Updated March 30, 2026
Apply Now
On Bank of America's secure site
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25,000 Bonus Points Offer Worth $250 Travel Credit
Bank of America® Travel Rewards credit card
Apply Now
On Bank of America's secure site
Foreign Transaction Fee
None
Recommended Credit Score
Excellent/Good (670 – 850*)
Annual Fee
$0

Welcome Bonus

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases

Purchase & Balance Transfer APR

0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends a 17.49% – 27.49% Variable APR will apply.

Rewards: 1.5x – 3x Points

1.5 points per $1 spent on everyday purchases.

3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

Apply Now
On Bank of America's secure site
Show All Card Details +

Critic's Overview

This is a great travel card for those who don’t want to pay an annual fee, are looking for a straightforward way to earn and redeem their rewards and want to save money with a generous intro APR. You’ll earn 1.5 points per dollar spent on everyday purchases and can easily earn 25,000 online bonus points (redeemable for a $250 statement credit toward travel purchases) when you spend at least $1,000 on purchases in the first 90 days of your account opening. Read our in-depth Review to learn more.

Card Details From Issuer

  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% – 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Updated March 30, 2026
Apply Now
On Bank of America's secure site
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Welcome Offer Worth $200 In Travel + No Annual Fee
Capital One VentureOne Rewards Credit Card
Apply Now
On Capital One's secure site
Rates and Fees
Apply Now
On Capital One's secure site

Welcome Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Purchase & Balance Transfer APR

0% intro on purchases and balance transfers for 15 months, then 18.49% – 28.49% (Variable)

Rewards: 1.25X – 5X Miles

Earn unlimited 1.25X miles on every purchase, every day.

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.

Foreign Transaction Fee

None

Annual Fee

$0

Recommended Credit Score

Excellent, Good (670 – 850*)
Show More Card Details +

Critic's Overview

If you are looking for a travel rewards card that offers big-time benefits without an annual fee then the Capital One VentureOne Rewards Credit Card is a top option to consider. To start, there is an easy to earn welcome offer opportunity and a generous intro APR. You will also earn an unlimited 1.25X on every purchase made and an elevated rate on hotels, vacation rentals and rental cars booked through Capital One Travel. Read our in-depth Review to learn more.

Card Details From Issuer

  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Apply Now
On Capital One's secure site
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Welcome Offer Worth $200 In Travel + No Annual Fee
Capital One VentureOne Rewards Credit Card
Apply Now
On Capital One's secure site
Rates and Fees
Foreign Transaction Fee
None
Recommended Credit Score
Excellent, Good (670 – 850*)
Annual Fee
$0

Welcome Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Purchase & Balance Transfer APR

0% intro on purchases and balance transfers for 15 months, then 18.49% – 28.49% (Variable)

Rewards: 1.25X – 5X Miles

Earn unlimited 1.25X miles on every purchase, every day.

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
Apply Now
On Capital One's secure site
Show More Card Details +

Critic's Overview

If you are looking for a travel rewards card that offers big-time benefits without an annual fee then the Capital One VentureOne Rewards Credit Card is a top option to consider. To start, there is an easy to earn welcome offer opportunity and a generous intro APR. You will also earn an unlimited 1.25X on every purchase made and an elevated rate on hotels, vacation rentals and rental cars booked through Capital One Travel. Read our in-depth Review to learn more.

Card Details From Issuer

  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Apply Now
On Capital One's secure site
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Earn Unlimited 3X Rewards on Restaurants, Travel, Gas & More
Wells Fargo Autograph® Card
Apply Now
On Wells Fargo's secure site
Rates and Fees
Apply Now
On Wells Fargo's secure site

Welcome Bonus

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.

Purchase APR

0% intro APR for 12 months from account opening on purchases followed by a 18.49%, 24.49%, or 28.49% Variable APR

Rewards: 1X – 3X Points

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.

Foreign Transaction Fee

None

Annual Fee

$0

Recommended Credit Score

Excellent/Good (670 – 850*)
Show All Card Details +

Critic's Overview

This rewards card from Wells Fargo offers a seriously impressive lineup of benefits, especially for a card without an annual fee. You can earn 20,000 bonus points (a $200 cash redemption value) when you spend $1,000 in purchases in the first 3 months. Your ongoing rewards can add up quickly as well since you earn 3X points at restaurants, gas stations and on travel, transit and popular streaming services. There are no category limits to worry about and you can earn 1X points on your other purchases. Read our in-depth Review to learn more.

Card Details From Issuer

  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Apply Now
On Wells Fargo's secure site
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Earn Unlimited 3X Rewards on Restaurants, Travel, Gas & More
Wells Fargo Autograph® Card
Apply Now
On Wells Fargo's secure site
Rates and Fees
Foreign Transaction Fee
None
Recommended Credit Score
Excellent/Good (670 – 850*)
Annual Fee
$0

Welcome Bonus

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.

Purchase APR

0% intro APR for 12 months from account opening on purchases followed by a 18.49%, 24.49%, or 28.49% Variable APR

Rewards: 1X – 3X Points

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.

Apply Now
On Wells Fargo's secure site
Show All Card Details +

Critic's Overview

This rewards card from Wells Fargo offers a seriously impressive lineup of benefits, especially for a card without an annual fee. You can earn 20,000 bonus points (a $200 cash redemption value) when you spend $1,000 in purchases in the first 3 months. Your ongoing rewards can add up quickly as well since you earn 3X points at restaurants, gas stations and on travel, transit and popular streaming services. There are no category limits to worry about and you can earn 1X points on your other purchases. Read our in-depth Review to learn more.

Card Details From Issuer

  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Apply Now
On Wells Fargo's secure site
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Last Chance: $250 Travel Credit + earn 75K Bonus Miles
Capital One Venture Rewards Credit Card
Apply Now
On Capital One's secure site
Rates and Fees
Apply Now
On Capital One's secure site

Welcome Offer

LAST CHANCE: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travel.

Purchase & Balance Transfer APR

19.49% – 28.49% (Variable)

Rewards: 2x – 5x Miles

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.

Earn unlimited 2X miles on every purchase, every day.

Foreign Transaction Fee

None

Annual Fee

$95

Recommended Credit Score

Excellent, Good (670 – 850*)
Show More Card Details +

Critic's Overview

There’s a good reason this travel card continually receives rave reviews. It offers a generous and uncomplicated flat rate on all purchases and an elevated rate on hotels, vacation rentals and rental cars booked through Capital One Travel. If the massive welcome offer doesn’t convince you then the ongoing rewards and perks surely will. Read our in-depth Review to learn more.

Card Details From Issuer

  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
Apply Now
On Capital One's secure site
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Last Chance: $250 Travel Credit + earn 75K Bonus Miles
Capital One Venture Rewards Credit Card
Apply Now
On Capital One's secure site
Rates and Fees
Foreign Transaction Fee
None
Recommended Credit Score
Excellent, Good (670 – 850*)
Annual Fee
$95

Welcome Offer

LAST CHANCE: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travel.

Purchase & Balance Transfer APR

19.49% – 28.49% (Variable)

Rewards: 2x – 5x Miles

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.

Earn unlimited 2X miles on every purchase, every day.

Apply Now
On Capital One's secure site
Show More Card Details +

Critic's Overview

There’s a good reason this travel card continually receives rave reviews. It offers a generous and uncomplicated flat rate on all purchases and an elevated rate on hotels, vacation rentals and rental cars booked through Capital One Travel. If the massive welcome offer doesn’t convince you then the ongoing rewards and perks surely will. Read our in-depth Review to learn more.

Card Details From Issuer

  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
Apply Now
On Capital One's secure site
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0% intro APR Until 2027 & Cash Back
Discover it® Cash Back
Apply Now
On Discover's secure site
Rates and Fees
Apply Now
On Discover's secure site

Welcome Bonus

Discover will match all the cash back you’ve earned at the end of your first year.

Purchase & Balance Transfer APR

0% Intro APR on purchases and on balance transfers for 15 months, then 17.49% – 26.49% Variable APR

Cash Back: 1% – 5%

Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically

Foreign Transaction Fee

None

Annual Fee

$0

Recommended Credit Score

Excellent/Good (670 – 850*)
Show All Card Details +

Critic's Overview

This card is a cash back powerhouse with a unique opportunity to earn an unlimited cash back bonus at the end of year one. It offers a generous intro APR on purchases and balance transfers, impressive ongoing rewards and has no annual fee. Read our in-depth Review to learn more.

Card Details From Issuer

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount. No annual fee.
  • Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.
Updated March 30, 2026
Apply Now
On Discover's secure site
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0% intro APR Until 2027 & Cash Back
Discover it® Cash Back
Apply Now
On Discover's secure site
Rates and Fees
Foreign Transaction Fee
None
Recommended Credit Score
Excellent/Good (670 – 850*)
Annual Fee
$0

Welcome Bonus

Discover will match all the cash back you’ve earned at the end of your first year.

Purchase & Balance Transfer APR

0% Intro APR on purchases and on balance transfers for 15 months, then 17.49% – 26.49% Variable APR

Cash Back: 1% – 5%

Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically

Apply Now
On Discover's secure site
Show All Card Details +

Critic's Overview

This card is a cash back powerhouse with a unique opportunity to earn an unlimited cash back bonus at the end of year one. It offers a generous intro APR on purchases and balance transfers, impressive ongoing rewards and has no annual fee. Read our in-depth Review to learn more.

Card Details From Issuer

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount. No annual fee.
  • Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.
Updated March 30, 2026
Apply Now
On Discover's secure site
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Solid 3% earning rate on dining, entertainment & more
Capital One Savor Cash Rewards Credit Card
Apply Now
On Capital One's secure site
Rates and Fees
Apply Now
On Capital One's secure site

Welcome Offer

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Purchase & Balance Transfer APR

0% intro on purchases and balance transfers for 12 months, then 18.49% – 28.49% (Variable)

Cash Back: 1% – 8%

Earn 8% cash back on Capital One Entertainment purchases.

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases.

Foreign Transaction Fee

None

Annual Fee

$0

Recommended Credit Score

Excellent, Good (670 – 850*)
Show More Card Details +

Critic's Overview

This stellar card from Capital One is an excellent choice for those who spend regularly in the dining, entertainment, streaming services and grocery categories. There is a lucrative welcome offer opportunity, an intro APR period on purchases and balance transfers and no annual fee. Read our in-depth Review to learn more.

Card Details From Issuer

  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 12 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Apply Now
On Capital One's secure site
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Solid 3% earning rate on dining, entertainment & more
Capital One Savor Cash Rewards Credit Card
Apply Now
On Capital One's secure site
Rates and Fees
Foreign Transaction Fee
None
Recommended Credit Score
Excellent, Good (670 – 850*)
Annual Fee
$0

Welcome Offer

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Purchase & Balance Transfer APR

0% intro on purchases and balance transfers for 12 months, then 18.49% – 28.49% (Variable)

Cash Back: 1% – 8%

Earn 8% cash back on Capital One Entertainment purchases.

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases.

Apply Now
On Capital One's secure site
Show More Card Details +

Critic's Overview

This stellar card from Capital One is an excellent choice for those who spend regularly in the dining, entertainment, streaming services and grocery categories. There is a lucrative welcome offer opportunity, an intro APR period on purchases and balance transfers and no annual fee. Read our in-depth Review to learn more.

Card Details From Issuer

  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 12 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Apply Now
On Capital One's secure site
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Huge Rewards Earnings Plus A Welcome Offer Opportunity
American Express® Gold Card
Apply Now
On American Express' secure site
Rates and Fees |Terms Apply
Apply Now
On American Express' secure site

Welcome Bonus

You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Purchase APR

See Pay Over Time APR

Rewards: 1X – 4X

Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.

Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.

Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.

Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.

Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

Foreign Transaction Fee

None

Annual Fee

$325

Recommended Credit Score

Good – Excellent
Show All Card Details +

Critic's Overview

The American Express® Gold Card is a great choice for the food lovers as this card offers 4X points on restaurants, takeout, and groceries. This card doesn’t just look good, it offers a generous welcome offer opportunity and multiple statement credit opportunities. There is an annual fee but the many perks of this card balances it out. Read our in-depth Review to learn more.

Card Details From Issuer

  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin’ Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
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On American Express' secure site
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Huge Rewards Earnings Plus A Welcome Offer Opportunity
American Express® Gold Card
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Rates and Fees
Terms Apply
Foreign Transaction Fee
None
Recommended Credit Score
Good – Excellent
Annual Fee
$325

Welcome Bonus

You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Purchase APR

See Pay Over Time APR

Rewards: 1X – 4X

Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.

Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.

Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.

Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.

Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

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Critic's Overview

The American Express® Gold Card is a great choice for the food lovers as this card offers 4X points on restaurants, takeout, and groceries. This card doesn’t just look good, it offers a generous welcome offer opportunity and multiple statement credit opportunities. There is an annual fee but the many perks of this card balances it out. Read our in-depth Review to learn more.

Card Details From Issuer

  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin’ Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
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Still Browsing? Here’s Why you Should Choose a Credit Card with No Foreign Transaction Fees

Avoid Paying Extra When You Travel Abroad 

Every purchase abroad can cost up to 3% more if your card charges a foreign transaction fee. Choosing a credit card with no foreign transaction fees means you’ll pay only for what you buy—no surprise costs for currency conversion or international processing. It’s one of the easiest ways to save when traveling or shopping from international retailers online. 

Best Credit Cards for Travel and International Use 

The best credit cards for travel not only skip foreign transaction fees but often reward your purchases with miles, points, or cash back. Whether you’re booking flights, staying at hotels, or dining abroad, cards like these help you earn more on every trip while avoiding unnecessary charges. 

No International Credit Card Fees — More Freedom to Spend 

With a no international credit card fee policy, your card works seamlessly wherever you go. From local cafés in Paris to online shops in Tokyo, you can spend freely without worrying about added costs. Some top picks also feature travel insurance, purchase protection, and airport lounge access—ideal for frequent travelers. 

Top Picks: Best No Foreign Transaction Fee Cards 

If you’re looking for the best credit card with no foreign transaction fees, focus on cards that combine global acceptance, strong rewards, and no annual fee. Many major issuers offer cards that fit this description, letting you enjoy global perks at no extra cost. 

Save Even More: No Annual Fee, No Foreign Transaction Fee Cards 

A no annual fee, no foreign transaction fee card gives you all the benefits of travel-friendly spending without ongoing costs. These cards are perfect for occasional travelers who want to keep things simple while maximizing savings on international purchases. 

How to Pick the Right No-Fee Travel Card 

When comparing the best no foreign transaction fee cards, consider where and how you spend most often. Travelers who value simplicity may prefer a flat-rate rewards card, while frequent flyers might benefit from co-branded airline cards with travel perks. The key is finding a card that aligns with your lifestyle and helps you save every time you swipe abroad. 

Avoid Hidden Fees When You Travel 

Foreign transaction fees may seem small, but they add up quickly. Using a no foreign transaction fee credit card ensures your money goes toward experiences—not fees. Compare the offers above to find a card that fits your travel plans and start saving on your next trip. 

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.