Best Credit Cards with No Foreign Transaction Fee for May 2026
If you are looking for a card to use overseas and want to avoid racking up fees on every purchase, these cards from our partners are the top options. Easily compare rewards, intro APRs and other perks below.
25,000 Bonus Points Offer Worth $250 Travel Credit
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Bank of America® Travel Rewards credit card
Annual Fee
$0
Intro Bonus25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases
25,000 online bonus points
Rewards1.5 points per $1 spent on everyday purchases.
3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
1.5x – 3x Points
Intro APR
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days
Regular APR
17.49% – 27.49% Variable APR
Foreign Transaction Fee
None
Recommended credit
Excellent/Good
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% – 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Welcome Offer Worth $200 In Travel + No Annual Fee
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Capital One VentureOne Rewards Credit Card
Annual Fee
$0
Welcome OfferEarn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
$200
RewardsEarn unlimited 1.25X miles on every purchase, every day.
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
1.25X – 5X
Intro APR
0% intro on purchases and balance transfers for 15 months
Regular APR
18.49% – 28.49% (Variable)
Foreign Transaction Fee
None
Recommended credit
Excellent, Good
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app
Earn 75K Bonus Miles (equal to $750 in travel)
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Capital One Venture Rewards Credit Card
Annual Fee
$95
Welcome OfferEnjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
$750 in Travel
RewardsEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
Earn unlimited 2X miles on every purchase, every day.
Earn unlimited 2X miles on every purchase, every day.
2x – 5x
Regular APR
19.49% – 28.49% (Variable)
Foreign Transaction Fee
None
Recommended credit
Excellent, Good
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app
Earn Unlimited 3X Rewards on Restaurants, Travel, Gas & More
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Wells Fargo Autograph® Card
Annual Fee
$0
Intro BonusEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
$200
RewardsEarn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.
1X – 3X
Intro APR
0% intro APR for 12 months from account opening on purchases
Regular APR
18.49%, 24.49%, or 28.49% Variable APR
Foreign Transaction Fee
None
Recommended credit
Excellent/Good
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Annual Fee
$0
Intro BonusDiscover will match all the cash back you’ve earned at the end of your first year.
Cashback Match™
RewardsEarn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.
Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
1% – 5% cash back
Intro APR
0% Intro APR on purchases for 15 months
0% Intro APR on balance transfers for 15 months
0% Intro APR on balance transfers for 15 months
Regular APR
17.49% – 26.49% Variable APR
Foreign Transaction Fee
None
Recommended credit
Excellent/Good
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount. No annual fee.
- Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
- Terms and conditions apply.
Solid 3% earning rate on dining, entertainment & more
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Capital One Savor Cash Rewards Credit Card
Annual Fee
$0
Welcome OfferEarn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
$200
RewardsEarn 8% cash back on Capital One Entertainment purchases.
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases.
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases.
1% – 8% cash back
Intro APR
0% intro on purchases and balance transfers for 12 months
Regular APR
18.49% – 28.49% (Variable)
Foreign Transaction Fee
None
Recommended credit
Excellent, Good
- Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- $0 annual fee and no foreign transaction fees
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 12 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app
Huge Rewards Earnings Plus A Welcome Offer Opportunity
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American Express® Gold Card
Annual Fee
$325
Welcome OfferYou may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 100,000 points. Find Out Your Offer.
RewardsEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
1X – 5X
Purchase APR
See Pay Over Time APR
Foreign Transaction Fee
None
Recommended credit
Good – Excellent
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin’ Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you’ll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we’re here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Still Browsing? Here’s Why you Should Choose a Credit Card with No Foreign Transaction Fees
Avoid Paying Extra When You Travel Abroad
Every purchase abroad can cost up to 3% more if your card charges a foreign transaction fee. Choosing a credit card with no foreign transaction fees means you’ll pay only for what you buy—no surprise costs for currency conversion or international processing. It’s one of the easiest ways to save when traveling or shopping from international retailers online.
Best Credit Cards for Travel and International Use
The best credit cards for travel not only skip foreign transaction fees but often reward your purchases with miles, points, or cash back. Whether you’re booking flights, staying at hotels, or dining abroad, cards like these help you earn more on every trip while avoiding unnecessary charges.
No International Credit Card Fees — More Freedom to Spend
With a no international credit card fee policy, your card works seamlessly wherever you go. From local cafés in Paris to online shops in Tokyo, you can spend freely without worrying about added costs. Some top picks also feature travel insurance, purchase protection, and airport lounge access—ideal for frequent travelers.
Top Picks: Best No Foreign Transaction Fee Cards
If you’re looking for the best credit card with no foreign transaction fees, focus on cards that combine global acceptance, strong rewards, and no annual fee. Many major issuers offer cards that fit this description, letting you enjoy global perks at no extra cost.
Save Even More: No Annual Fee, No Foreign Transaction Fee Cards
A no annual fee, no foreign transaction fee card gives you all the benefits of travel-friendly spending without ongoing costs. These cards are perfect for occasional travelers who want to keep things simple while maximizing savings on international purchases.
How to Pick the Right No-Fee Travel Card
When comparing the best no foreign transaction fee cards, consider where and how you spend most often. Travelers who value simplicity may prefer a flat-rate rewards card, while frequent flyers might benefit from co-branded airline cards with travel perks. The key is finding a card that aligns with your lifestyle and helps you save every time you swipe abroad.
Avoid Hidden Fees When You Travel
Foreign transaction fees may seem small, but they add up quickly. Using a no foreign transaction fee credit card ensures your money goes toward experiences—not fees. Compare the offers above to find a card that fits your travel plans and start saving on your next trip.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.