Best Rewards Cards for October 2025

Check out the best rewards credit cards from our partners for Cash Back, Travel, Gas, Balance Transfer, and other rewards.

Best Overall

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.99%, 24.99%, or 28.99% Variable APR
Balance Transfer APR
0% intro APR for 12 months from account opening on qualifying balance transfers, then 18.99%, 24.99%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases.
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Bank of America® Customized Cash Rewards credit card

Purchase APR
Generous intro APR offer available. Select Apply Now to view the current offer terms.
Balance Transfer APR
Generous intro APR offer available. Select Apply Now to view the current offer terms.
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 6% 6% cash back for the first year in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category / grocery store / wholesale club quarterly purchases.

After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs, up to the quarterly maximum.

1% cash back on all other purchases.

If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more cash back on every purchase. The Preferred Rewards bonus is not applied to the 3% first year bonus.
Welcome Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Chase Freedom Unlimited®

Purchase APR
0% Intro APR on Purchases for 15 months, then 18.74% – 28.24% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 18.74% – 28.24% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% – 5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
Welcome Bonus
Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Bank of America® Travel Rewards credit card

Purchase APR
Generous intro APR offer available. Select Apply Now to view the current offer terms.
Balance Transfer APR
Generous intro APR offer available. Select Apply Now to view the current offer terms.
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1.5x – 3x Points 1.5 points per $1 spent on all purchases.

3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

If you’re a Bank of America Preferred Rewards® member, you can earn 25% – 75% more points on every purchase.
Welcome Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases

Discover it® Cash Back

Purchase APR
0% Intro APR on purchases for 15 months, then 17.99% – 26.99% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 17.99% – 26.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 5% Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Welcome Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Wells Fargo Autograph® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.99%, 24.99%, or 28.99% Variable APR
Balance Transfer APR
18.99%, 24.99%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Rewards
1X – 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.
Welcome Bonus
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.

Capital One VentureOne Rewards Credit Card

Purchase APR
0% intro on purchases for 15 months, then 18.99% – 28.99% (Variable)
Balance Transfer APR
0% intro on balance transfers for 15 months, then 18.99% – 28.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Rewards
1.25X – 5X Earn unlimited 1.25X miles on every purchase, every day.

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
Welcome Bonus
For a limited time, earn $300 in travel bonuses. Enjoy $100 to use on Capital One Travel in your first cardholder year, plus earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening – that’s equal to $300 in travel

Blue Cash Preferred® Card from American Express

Purchase APR
0% intro APR on purchases for 12 months from the date of account opening, then 19.74%-28.74% Variable
Balance Transfer APR
0% intro APR on balance transfers for 12 months from the date of account opening, then 19.74%-28.74% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.
Recommended Credit Score
Good – Excellent
Cash Back
1% – 6% Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

Earn 6% cash back on select U.S. streaming subscriptions.

Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

Earn 1% cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Welcome Offer
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Rates and Fees |Terms Apply


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.