Cash Back Cards

Compare cash back credit cards with compelling intro bonuses, fantastic ongoing rewards, 0% intro APRs and much more. These cards from our partners are all very well-rounded options to consider.

Fact Checked

Every article we publish is fact-checked by our editors ensuring adherence to the highest standards. All article information is verified against reputable sources and experts in the field. x

Best Overall

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.49%, 24.49%, or 28.49% Variable APR
Balance Transfer APR
0% intro APR for 12 months from account opening on qualifying balance transfers, then 18.49%, 24.49%, or 28.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases.
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Chase Freedom Unlimited®

Purchase APR
0% Intro APR on Purchases for 15 months, then 18.24% – 27.74% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 18.24% – 27.74% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% – 5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
Welcome Bonus
Limited Time Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening. Offer ends 9 AM EST on 4/30/2026.

Discover it® Cash Back

Purchase APR
0% Intro APR on purchases for 15 months, then 17.49% – 26.49% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 17.49% – 26.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 5% Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Welcome Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Capital One Quicksilver Cash Rewards Credit Card

Purchase APR
0% intro on purchases for 15 months, then 18.49% – 28.49% (Variable)
Balance Transfer APR
0% intro on balance transfers for 15 months, then 18.49% – 28.49% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Cash Back
1.5% – 5% Earn unlimited 1.5% cash back on every purchase, every day

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Welcome Offer
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Blue Cash Preferred® Card from American Express

Purchase APR
0% intro APR on purchases for 12 months from the date of account opening, then 19.49%-28.49% Variable
Balance Transfer APR
0% intro APR on balance transfers for 12 months from the date of account opening, then 19.49%-28.49% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.
Recommended Credit Score
Good – Excellent
Cash Back
1% – 6% Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

Earn 6% cash back on select U.S. streaming subscriptions.

Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

Earn 1% cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Welcome Offer
You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
Rates and Fees |Terms Apply


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.