Cash Back Cards

Compare cash back credit cards with compelling intro bonuses, fantastic ongoing rewards, 0% intro APRs and much more. These cards from our partners are all very well-rounded options to consider.

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Best Overall

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 12 months from account opening on purchases, then 18.99%, 24.99%, or 28.99% Variable APR
Balance Transfer APR
0% intro APR for 12 months from account opening on qualifying balance transfers, then 18.99%, 24.99%, or 28.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases.
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Chase Freedom Unlimited®

Purchase APR
0% Intro APR on Purchases for 15 months, then 18.74% – 28.24% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 18.74% – 28.24% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% – 5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
Welcome Bonus
Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Citi Double Cash® Card

Purchase APR
17.99% – 27.99% (Variable)
Balance Transfer APR
0% intro APR for 18 months on Balance Transfers, then 17.99% – 27.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
2% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
Welcome Bonus
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Discover it® Cash Back

Purchase APR
0% Intro APR on purchases for 15 months, then 17.99% – 26.99% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 17.99% – 26.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 5% Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Welcome Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Capital One Quicksilver Cash Rewards Credit Card

Purchase APR
0% intro on purchases for 15 months, then 18.99% – 28.99% (Variable)
Balance Transfer APR
0% intro on balance transfers for 15 months, then 18.99% – 28.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Cash Back
1.5% – 5% Earn unlimited 1.5% cash back on every purchase, every day

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Welcome Bonus
For a limited time, earn $300 in welcome bonuses. Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Blue Cash Preferred® Card from American Express

Purchase APR
0% intro APR on purchases for 12 months from the date of account opening, then 19.74%-28.74% Variable
Balance Transfer APR
0% intro APR on balance transfers for 12 months from the date of account opening, then 19.74%-28.74% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.
Recommended Credit Score
Good – Excellent
Cash Back
1% – 6% Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

Earn 6% cash back on select U.S. streaming subscriptions.

Earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

Earn 1% cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Welcome Offer
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Rates and Fees |Terms Apply


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.