Credit Cards From Bank of America
Updated September 1, 2026
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Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Annual Fee
$0
Intro BonusGet a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
$500
RewardsEarn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You’ll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
You’ll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
1% – 3% Cash Back
Purchase Intro APR
0% Intro APR for 7 billing cycles for purchases
Regular APR
16.74% – 26.74% Variable APR
Recommended credit
Excellent
- $500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You’ll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Unlimited 1.5% Cash Back
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Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Annual Fee
$0
Intro BonusGet a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
$500
RewardsEarn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
1.5% Cash Back
Purchase Intro APR
0% Intro APR for 7 billing cycles for purchases
Regular APR
16.74% – 26.74% Variable APR
Recommended credit
Excellent
- $500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
- Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
- No annual cap and cash rewards don’t expire as long as your account remains open.
- No annual fee.
- Choose how to redeem your cash rewards – as a deposit into your eligible Bank of America®; checking or savings account, as a card statement credit or as a check mailed to you.
- 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply.
- Contactless Cards – the security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Straightforward Rewards For Business Travel
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, Press to apply in a new tab
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Annual Fee
$0
Intro BonusEarn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.
50,000 online bonus points
RewardsEarn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time – no matter how much you spend, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
1.5x Points
Purchase Intro APR
0% Intro APR for 7 billing cycles for purchases
Regular APR
16.74% – 26.74% Variable APR
Recommended credit
Excellent
- 50,000 Online Bonus Points Offer: Earn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time – no matter how much you spend, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
- No limit to the amount of points you can earn and points don’t expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Redeem points for a statement credit to offset travel and dining purchases, and for travel when booked through the Bank of America® Travel Center.
- 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Competitive Ongoing APR
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Bank of America® Platinum Plus® Mastercard® Business card
Annual Fee
$0
Purchase Intro APR
0% Intro APR for 15 billing cycles for purchases
Regular APR
14.74% – 25.74% Variable APR
Recommended credit
Excellent
- New Offer: 0% introductory APR on purchases for the first 15 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 14.74% – 25.74% will apply.
- Save money on interest with a competitive purchase APR.
- No annual fee.
- Get employee cards at no additional cost to you and with credit limits you set.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Choose Your Top Category
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Apply Now
On Bank of America's secure site
Welcome Bonus
Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.Purchase & Balance Transfer APR
0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply. A 16.74% to 26.74% Variable APR applies to balance transfers.Cash Back
1% – 3% Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.You’ll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
Annual Fee
$0Recommended Credit Score
Excellent (720 – 850*)
Show All Card Details +
Critic's Overview
The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card is a top contender in the field of business cash back cards without annual fees especially if you’re looking for a higher rate of return and an intro APR on purchases. With an easy to achieve intro bonus offer and fantastic ongoing cash back rewards that you can choose to suit the needs of your business, it checks all the important boxes.Card Details From Issuer
- $500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You’ll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Updated September 1, 2026
Apply Now
On Bank of America's secure site
Unlimited 1.5% Cash Back
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Apply Now
On Bank of America's secure site
Welcome Bonus
Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.Purchase & Balance Transfer APR
0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply. A 16.74% to 26.74% Variable APR applies to balance transfers.Cash Back
1.5% Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.Annual Fee
$0Recommended Credit Score
Excellent (720 – 850*)
Show All Card Details +
Critic's Overview
This business cash back credit card offers unlimited 1.5% cash back on every purchase making it an excellent, straightforward option for business owners who are looking to earn uncomplicated rewards. There is also a generous intro bonus offer, no annual fee and an intro APR on purchases.Card Details From Issuer
- $500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
- Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
- No annual cap and cash rewards don’t expire as long as your account remains open.
- No annual fee.
- Choose how to redeem your cash rewards – as a deposit into your eligible Bank of America®; checking or savings account, as a card statement credit or as a check mailed to you.
- 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply.
- Contactless Cards – the security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Updated September 1, 2026
Apply Now
On Bank of America's secure site
Straightforward Rewards For Business Travel
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Apply Now
On Bank of America's secure site
Welcome Bonus
Earn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.Purchase & Balance Transfer APR
0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply. A 16.74% to 26.74% Variable APR applies to balance transfers.Rewards
1.5x Points Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time – no matter how much you spend, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.Annual Fee
$0Recommended Credit Score
Excellent (720 – 850*)
Show All Card Details +
Critic's Overview
This is a great travel card for small business owners who don’t want to pay an annual fee, are looking for a straightforward way to earn and redeem their rewards and want to save money with an intro APR period. You’ll earn 1.5 points per dollar spent on all purchases and can easily earn 50,000 online bonus points (redeemable for a $500 statement credit toward travel purchases) if you spend at least $5,000 on purchases in the first 90 days of your account opening.Card Details From Issuer
- 50,000 Online Bonus Points Offer: Earn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time – no matter how much you spend, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
- No limit to the amount of points you can earn and points don’t expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Redeem points for a statement credit to offset travel and dining purchases, and for travel when booked through the Bank of America® Travel Center.
- 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.74% to 26.74% will apply.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Updated September 1, 2026
Apply Now
On Bank of America's secure site
Competitive Ongoing APR
Bank of America® Platinum Plus® Mastercard® Business card
Apply Now
On Bank of America's secure site
Welcome Bonus
N/APurchase & Balance Transfer APR
0% Introductory APR on purchases for your first 15 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 14.74% to 25.74% will apply. A 14.74% to 25.74% Variable APR applies to balance transfers.Cash Back
N/AAnnual Fee
$0Recommended Credit Score
Excellent (720 – 850*)
Show All Card Details +
Critic's Overview
For businesses that are not interested in earning rewards and would benefit from an introductory APR, the Bank of America® Platinum Plus® Mastercard® Business card is a great option. It comes with no annual fee and you get unlimited employee cards at no additional cost. With features like cash management flow, travel and emergency services and fraud monitoring, small business owners will feel secure using this card for their business expenses.Card Details From Issuer
- New Offer: 0% introductory APR on purchases for the first 15 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 14.74% – 25.74% will apply.
- Save money on interest with a competitive purchase APR.
- No annual fee.
- Get employee cards at no additional cost to you and with credit limits you set.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Updated September 1, 2026
Apply Now
On Bank of America's secure site
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.
