11 Strata Premier Card Benefits That You Didn’t Know About

Citi® (an advertising partner) recently gave its classic Citi Premier travel card a new identity, rebranding it as the Citi Strata Premier® Card. The rebranded card takes the former’s popular benefits to new heights with higher bonus spending categories, added travel protections and a limited-time welcome bonus with surprising new benefits worth writing home about.

Cardholders who spend $500 on a single hotel stay through CitiTravel.com will enjoy $100 off their hotel bill every year, excluding taxes and fees. This benefit is applied at the time you make a qualified booking.

You can also take advantage of the following spending rewards benefits:

  • 10X spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • 3X on airlines
  • 3X at restaurants
  • 3X on hotel stays not booked through the Citi Travel portal
  • 3X at supermarkets
  • 3X at gas stations and EV charging stations
  • 1X on all other purchases

These rewards can be combined with your other Citi cards, such as the Citi Double Cash® Card or Citi Custom Cash® Card , for fully transferable points.

Card members will not pay foreign transaction fees when traveling abroad. Many other cards charge 3%-5% on all foreign transactions which adds up very quickly if you travel internationally, making the Strata Premier Card a big money saver.

New Strata Premier Card members receive 60,000 bonus ThankYou® Points after spending $4,000 in the first three months of opening an account. These points are redeemable for $600 in travel rewards or gift cards on thankyou.com. 

Note: Members who received a welcome bonus for the Premier card or the Strata Premier within the last four years are not eligible for this offer. They must wait 48 months from receiving the intro bonus to qualify.

ThankYou points can be transferred to airline loyalty programs when you fly through:

  • TrueBlue
  • Singapore Airlines KrisFlyer
  • the Virgin Atlantic Flying Club

You’ll need a minimum of 1,000 points to qualify for the transfer, however, no fee is required.

The Strata Premier Card perks and benefits provide convenience while keeping your credit card information safe.

  • Digital Wallets – Digital wallets allow you to pay for purchases using your favorite apps such as ApplePay, Google or PayPal, saving time and keeping your credit card information safe from prying eyes. Plus, you’ll never leave your credit card on the counter when you’re in a hurry. 
  • Save on Purchases with the Citi Shop App – Strata Premier Card members can access special savings at over 5,000 online merchants by downloading the Citi Shop App browser extension.
  • Virtual Account Numbers: Create a virtual account number to conceal your credit card number from hackers over the internet. Your digital number substitutes your Strata Premier Card number with one click providing a safer online shopping experience.

Feel confident with the following travel protections when unpredictable situations arise.

  • Lost or Damaged Luggage: Get reimbursed for lost or damaged luggage. Terms apply.
  • Trip Cancellation, Trip Interruption or Trip Delay: Card members may cancel, interrupt, or delay their trip when there’s an emergency or a death in the immediate family. Terms apply.
  • MasterRental Coverage (Car Rental): Your Strata Premier Card offers an extra layer of protection if your rental car is damaged or stolen. MasterRental Coverage will pay the difference your primary insurance won’t cover, so you can comfortably decline the rental car company’s expensive insurance.

The Strata Premier Card is a solid credit card option for consumers with good to excellent FICO scores (670 to 850*). The card offers appealing travel benefits, perks and protections for a $95 annual fee that is pretty easy to justify given the ongoing benefits. To learn more, read our Strata Premier Card review.

What are the benefits of the Citi Strata Premier® Card?

As of May 2024, the Citi Premier Card is no longer available. However, you can still apply for the Strata Premier Card, which carries several benefits, including the $100 annual hotel benefit, an incredible welcome bonus and high rewards with flexible redemption options.

Does Citi Strata Premier® Card have lounge access?

The Citi Premier card and Strata Premier Card do not offer lounge access. Citi credit cards that offer lounge access include Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and American Airlines AAdvantage® MileUp® Card.

Is the Citi Strata Premier® Card worth an annual fee?

The $95 annual fee for Citi Premier has carried over to the Strata Premier Card. With 10 points per dollar for the higher rewards and a massive welcome bonus, you may consider the yearly fee worth the investment.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics™ references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.