11 Quicksilver Card Benefits That You Didn’t Know About
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Written by
Stacy Sare Cohen
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Edited by
Emily Gadd
If you’re looking for a no-fuss, hassle-free credit card without mind-boggling rotating rewards categories and redemption rules, the Capital One Quicksilver Cash Rewards Credit Card might be the card you’re after.
Whether you use this no-annual-fee credit card as your go-to card or in tandem with other reward cards, it’s a solid all-around option.
From an attractive welcome bonus to baggage delay insurance and more, these Quicksilver Card benefits will surely surprise you.
New Member Incentives
When you become a new cardholder of the Quicksilver Card, you’ll enjoy these introductory benefits.
1. Introductory APR On Purchases & Balance Transfers
With interest rates through the ceiling, a benefit of 0% intro APR on purchases and balance transfers comes at the perfect time — especially if it lasts for 15 months. This is a long period as some cards have intro APR periods of six to 12 months.
After the term ends, a 19.24% - 29.24% (Variable) APR will apply. A balance transfer fee will also apply.
2. $300 Welcome Bonus
You don’t have to spend thousands of dollars to be eligible for Capital One’s sizable welcome offer. For a limited time, earn $300 in welcome bonuses. Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
Clear-cut Rewards
The Quicksilver Card is clear and straightforward. There aren’t any confusing rollover bonus categories to remember.
3. Elevated Cash Back on Travel
Are you planning a vacation in the near future? When you pay for your hotel stays, vacation rentals and car rental through Capital One Travel Portal, you’ll earn 5% cash back on your purchases.
4. Earn Unlimited 1.5% on Everything Else
Whether you’re home or away, purchases can add up fast. With the Quicksilver Card, you earn 1.5% cash back on everything you buy with your card. You have the option of redeeming rewards in multiple ways: as a statement credit, cash back or gift cards, which can be handy around the holidays. Rewards last as long as your account is open.
Purchase and Travel Protection
The Quicksilver Card offers new cardmembers Mastercard World Elite benefits through its partnership, which can provide travel and purchase protection.
5. Travel Accident Insurance
If you pay for your travel fare with your Quicksilver Card and you get in an accident, you and your eligible family members will be insured up to a limit. The coverage covers accidents that occur when entering, leaving or traveling on a licensed carrier.
You may also be covered when traveling to and from the airport. Terms apply.
6. Car Rental Collision Damage Waiver
When you use your Quicksilver Card to pay for an eligible rental car and decline the rental company’s insurance, you’ll be covered for damages, theft and any fees for the rental car being out of commission. However, your personal insurance company will serve as your primary insurance.
7. Price Protection
This benefit will reimburse you for purchases up to $250 if you see it advertised for a lower price within 120 days of purchasing the item with your Quicksilver card. A limit of four claims are allowed within one year. Terms and conditions apply.
8. Extended Warranty Protection
This Quicksilver Card benefit allows cardholders to add up to two years to a manufacturer’s warranty when charging the product or service to a card. Check terms and conditions.
9. Travel and Emergency Assistance Services
This benefit connects you with travel, legal and medical services when you travel overseas by linking you to local emergency and assistance resources in your destination.
10. Baggage Delay Insurance
Capital One will reimburse cardmembers up to $100 per day for three days when luggage is delayed for over four hours when you book your fare with your Quicksilver card. Coverage is secondary to your private insurance company and limited to essential travel items. Terms apply.
11. Trip Cancellation and Interruption Insurance
This Quicksilver Card benefit covers cardholders up to $1,500 per trip when you pay for your fare using your card if you become sick or an emergency causes you to cancel your trip, return home early or delay your return. To learn more, read our Quicksilver Card Review.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Frequently Asked Questions
What is the Capital One Quicksilver Cash Rewards Credit Card good for?
The Quicksilver Card is a good option if you want to avoid tracking various bonus categories. To keep it simple, cardholders earn a flat rate of 1.5% on all purchases, with the exception of hotels, vacation rentals and rental cars, which pay 5% cash back when booked through the Capital One Travel portal.
What is the maximum credit limit for the Capital One Quicksilver Cash Rewards Credit Card?
The Quicksilver Card credit limit can vary depending on your credit, income and payment history, which is determined at the time of application.
Is the Capital One Quicksilver Cash Rewards Credit Card good for travel?
The Quicksilver Card can be an excellent card for travel, specifically hotels, vacation rentals and rental cars. When booked through Capital One Travel, the card provides a 5% cashback benefit. In addition, the card does not incur foreign transaction fees, which makes it a good card for international travel.
Is Capital One Capital One Quicksilver Cash Rewards Credit Card or Capital One Platinum Credit Card better?
The Capital One Platinum Card is a basic card that’s great for people building their credit. Quicksilver Card rewards are the preferred choice if you have a better credit score.
