Student Cards

Developing responsible credit habits as a student is a vital lesson to learn. In addition to building a good credit history with responsible use, students can also earn cash back with these fantastic options.

Capital One SavorOne Student Cash Rewards Credit Card

Purchase APR
19.99% – 29.99% (Variable)
Balance Transfer APR
19.99% – 29.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Average, Fair, Limited
580 – 740
Rewards
1% – 10% Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024

Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)

Earn 1% on all other purchases
Intro Bonus
Early Spend Bonus: Earn $50 when you spend $100 in the first three months

Discover it® Student Cash Back

Purchase APR
0% Intro APR on purchases for 6 months, then 18.24% – 27.24% Variable APR
Balance Transfer APR
10.99% Intro APR on balance transfers for 6 months, then 18.24% – 27.24% Variable APR
Annual Fee
$0
Recommended Credit Score
Fair/New to Credit
Cash Back
1% – 5% Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Capital One Quicksilver Student Cash Rewards Credit Card

Purchase APR
19.99% – 29.99% (Variable)
Balance Transfer APR
19.99% – 29.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Average, Fair, Limited
580 – 740
Rewards
1.5% – 10% Earn unlimited 1.5% cash back on every purchase, every day

Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Intro Bonus
Early Spend Bonus: Earn $50 when you spend $100 in the first three months

Discover it® Student Chrome

Purchase APR
0% Intro APR on purchases for 6 months, then 18.24% – 27.24% Variable APR
Balance Transfer APR
10.99% Intro APR on balance transfers for 6 months, then 18.24% – 27.24% Variable APR
Annual Fee
$0
Recommended Credit Score
Fair/New to Credit
Cash Back
1% – 2% Earn 2% Cash Back At Gas Stations And Restaurants On Up To $1,000 In Combined Purchases Each Quarter.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.