Secured Cards

Using a credit card responsibly is a great way to build your credit. If your credit history is stopping you from getting approved for an unsecured card then a secured card is a great place to get started.   

Capital One Quicksilver Secured Cash Rewards Credit Card

Purchase APR
29.74% (Variable)
Balance Transfer APR
29.74% (Variable)
Annual Fee
$0
Recommended Credit Score
Limited, Bad
300 – 639
Rewards
1.5% – 5% Earn unlimited 1.5% cash back on every purchase, every day.

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
Intro Bonus
N/A

Secured Chime Credit Builder Visa® Credit Card

Purchase APR
N/A
Balance Transfer APR
N/A
Annual Fee
$0
Recommended Credit Score
Poor – Average
300 – 687*
Rewards
N/A
Intro Bonus
N/A

Discover it® Secured Credit Card

Purchase APR
27.24% Variable APR
Balance Transfer APR
10.99% Intro APR on balance transfers for 6 months, then 27.24% Variable APR
Annual Fee
$0
Recommended Credit Score
New/Rebuilding
300 – 669*
Cash Back
1% – 2% Earn 2% Cash Back At Gas Stations And Restaurants On Up To $1,000 In Combined Purchases Each Quarter.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Capital One Platinum Secured Credit Card

Purchase APR
29.74% (Variable)
Balance Transfer APR
29.74% (Variable)
Annual Fee
$0
Recommended Credit Score
Limited, Bad
300 – 639
Rewards
N/A
Intro Bonus
N/A


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.