Earn Cash Back at Costco & More
If you regularly shop for deals at Costco, then this card could get you the most bang for your buck with your membership. It offers amazing rewards not only for Costco purchases, but everyday purchases like gas, restaurants, and travel.
Costco Anywhere Visa® Card by Citi

3% cash back on restaurants and eligible travel purchases
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
740 – 850*
Critics' Overview
The Costco Anywhere Visa® Card by Citi, an advertising partner, offers big-time earning potential for Costco members. It is a must have for those who regularly shop at Costco and enjoy saving big on everyday purchases. We dig into all the important details below.Card Details From Citi®
- Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
- 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Our Critical Analysis
- Up to 4% cash back on select categories
- No annual fee
- No foreign transaction fees
- Must have a Costco membership
- No sign up bonus
- Limited reward redemption options
Costco shoppers who are looking for a way to earn more cash back should look no further than the Costco Anywhere Visa® Card by Citi. Not only do you earn 2% cash back on all purchase from Costco or Costco.com, but you will also earn 4% on eligible gas and EV charging purchases worldwide (including at Costco) for the first $7,000 spent per year and 3% back on restaurant and travel purchases worldwide.
Although this card does not offer a sign-up bonus, there is no annual fee and you won’t get hit with any foreign transaction fees when making purchases abroad. One requirement however, is you must have an active Costco membership that costs $60 per year. Once you have the Costco Anywhere Visa® Card by Citi you can use your credit card as your membership card, so you don’t have to worry about carrying both cards in your wallet.
Cash back rewards will accumulate throughout the year and you can redeem them starting in February for rewards earned the previous year, though you will have to enter a Costco store in order to do so. Rewards can be redeemed for a certificate that can be used for merchandise at Costco or cash and any rewards that are not redeemed from February through the end of the year will be lost. While this redemption structure isn’t as flexible or straightforward as most cash back cards, the Costco Anywhere Visa® Card by Citi is a great way to earn additional cash back on your Costco purchases and spending in top categories like gas and dining. If you are looking for a more traditional cash back card that offers more flexible redemption options, an introductory APR period, and a sign-up bonus, then it is worth checking out the Wells Fargo Active Cash® Card.
If your number one goal is getting the most out of your Costco membership and earning cash back from everyday purchases, then the Costco Anywhere Visa® Card by Citi is the perfect option. Select ‘Apply Now‘ to securely submit your application today.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.