Cash Back Cards

Compare cash back credit cards with compelling intro bonuses, fantastic ongoing rewards, 0% intro APRs and much more. These cards from our partners are all very well-rounded options to consider.

Wells Fargo Active Cash® Card

Purchase APR
0% intro APR for 15 months from account opening, then 19.99%, 24.99%, or 29.99% variable APR
Balance Transfer APR
0% intro APR for 15 months from account opening on qualifying balance transfers, then 19.99%, 24.99%, or 29.99% variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2% Earn unlimited 2% cash rewards on purchases
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Chase Freedom Unlimited®

Purchase APR
0% Intro APR on Purchases for 15 months, then 19.74% – 28.49% Variable
Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months, then 19.74% – 28.49% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% – 6.5% Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).

After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
Welcome Bonus
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.

Citi® Double Cash Card – 18 month BT offer

Purchase APR
18.99% – 28.99% (Variable)
Balance Transfer APR
0% intro APR for 18 months on Balance Transfers, then 18.99% – 28.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
2% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Intro Bonus
N/A
Rates and Fees |Terms Apply

Discover it® Cash Back

Purchase APR
0% Intro APR on purchases for 15 months, then 16.99% – 27.99% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 16.99% – 27.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 5% Earn 5% Cash Back At Different Places Each Quarter Up To The Quarterly Maximum When You Activate.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Capital One SavorOne Cash Rewards Credit Card

Purchase APR
0% intro on purchases for 15 months, then 19.74% – 29.74% (Variable)
Balance Transfer APR
0% intro on balance transfers for 15 months, then 19.74% – 29.74% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Cash Back
1% – 10% Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024

Earn 8% cash back on Capital One Entertainment purchases

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)

Earn 1% on all other purchases
Intro Bonus
Earn a one-time $200 cash bonus after you spend $1,000 on purchases within the first 3 months from account opening

Blue Cash Preferred® Card from American Express

Purchase APR
0% intro APR for 12 months, then 18.99%-29.99% Variable
Balance Transfer APR
0% intro APR for 12 months, then 18.99%-29.99% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6% Cash Back on select U.S. streaming subscriptions.

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1% Cash Back on other purchases.
Welcome Bonus
Earn $250 back after you spend $3,000 in purchases on your new Card within the first 6 months.
Rates and Fees |Terms Apply

Bank of America® Customized Cash Rewards credit card

Purchase APR
0% Intro APR for 18 billing cycles for purchases, then 17.99% – 27.99% Variable APR
Balance Transfer APR
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days, then 17.99% – 27.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 3% 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.

1% cash back on all other purchases.

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Citi Custom Cash℠ Card

Purchase APR
0% intro APR for 15 months on Purchases, then 18.99% – 28.99% (Variable)
Balance Transfer APR
0% intro APR for 15 months on Balance Transfers, then 18.99% – 28.99% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 5% Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Also, earn unlimited 1% cash back on all other purchases.
Intro Bonus
Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening.

Blue Cash Everyday® Card from American Express

Purchase APR
0% intro APR on purchases for 15 months, then 18.99%-29.99% Variable
Balance Transfer APR
0% on balance transfers for 15 months, then 18.99%-29.99% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.

3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.

3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
Welcome Bonus
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Rates and Fees |Terms Apply

Bank of America® Unlimited Cash Rewards credit card

Purchase APR
0% Intro APR for 18 billing cycles for purchases, then 17.99% – 27.99% Variable APR
Balance Transfer APR
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days, then 17.99% – 27.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1.5% 1.5% cash back

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Zolve Azpire Credit Builder Card + Checking Account

Purchase APR
0%
Balance Transfer APR
N/A
Annual Fee
$0
Recommended Credit Score
Poor – Average
300 – 687*
Rewards
Up to 10% Up to 10% cash back on 10k+ merchants
Intro Bonus
N/A

Capital One Quicksilver Cash Rewards Credit Card

Purchase APR
0% intro on purchases for 15 months, then 19.74% – 29.74% (Variable)
Balance Transfer APR
0% intro on balance transfers for 15 months, then 19.74% – 29.74% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent, Good
670 – 850*
Cash Back
1.5% – 5% Earn unlimited 1.5% cash back on every purchase, every day

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
Intro Bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Discover it® chrome

Purchase APR
0% Intro APR on purchases for 15 months, then 16.99% – 27.99% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 15 months, then 16.99% – 27.99% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
1% – 2% Earn 2% Cash Back At Gas Stations And Restaurants On Up To $1,000 In Combined Purchases Each Quarter.

Earn 1% Unlimited Cash Back On All Other Purchases – Automatically
Intro Bonus
Discover will match all the cash back you’ve earned at the end of your first year.

Capital One QuicksilverOne Cash Rewards Credit Card

Purchase APR
29.99% (Variable)
Balance Transfer APR
29.99% (Variable)
Annual Fee
$39
Recommended Credit Score
Average, Fair, Limited
580 – 740
Rewards
1.5% – 5% Earn unlimited 1.5% cash back on every purchase, every day

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
Intro Bonus
N/A

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Purchase APR
17.74% – 31.74% Variable APR
Balance Transfer APR
N/A
Annual Fee
$0
Recommended Credit
Limited/Fair/Good/Excellent
Cash Back
1% and more offers Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.

1% cash back on eligible purchases right away.

2% – 10% cash back at select merchants.
Intro Bonus
N/A

Costco Anywhere Visa® Card by Citi

Purchase APR
20.24% (Variable)
Balance Transfer APR
20.24% (Variable)
Annual Fee
$0
Recommended Credit Score
Excellent
740 – 850*
Cash Back
1% – 4% 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter

3% cash back on restaurants and eligible travel purchases

2% cash back on all other purchases from Costco and Costco.com

1% cash back on all other purchases
Intro Bonus
Exclusively for Costco Members: Go Big with Cash Back Rewards

Petal® 1 “No Annual Fee” Visa® Credit Card

Purchase APR
24.74% – 34.24% Variable APR
Balance Transfer APR
N/A
Annual Fee
$0
Recommended Credit
Fair/Bad
Cash Back
2% – 10% cash back at select merchants
Intro Bonus
N/A

Aspire® Cashback Rewards Credit Card

Purchase APR
29.9% or 36% variable
Balance Transfer APR
32.99% or 36% variable
Annual Fee
As low as $85
Recommended Credit Score
Fair – Poor
520 – 680
Rewards
1% – 3%Earn a 3% cash back reward on eligible gas, grocery, and utility bill payments

Earn a 1% cash back reward on all other eligible purchases of goods and services and payments minus returns and other credits
Intro Bonus
N/A

Fortiva® Mastercard® Credit Card

Purchase APR
29.9% or 36% variable
Balance Transfer APR
32.99% or 36% variable
Annual Fee
$49 to $175 the first year; up to $49 thereafter
Recommended Credit Score
Fair – Poor
520 – 680
Rewards
1% – 3%Earn a 3% cash back reward on eligible gas, grocery, and utility bill payments

Earn a 1% cash back reward on all other eligible purchases of goods and services and payments minus returns and other credits
Intro Bonus
N/A

First Latitude Secured MasterCard® Credit Card

Purchase APR
24.24% (Variable)
Balance Transfer APR
N/A
Annual Fee
$25 first year, then $35
Recommended Credit Score
New/Rebuilding
300 – 669*
Rewards
1%1% Cash Back Rewards
Intro Bonus
N/A

Revvi Visa® Credit Card

Purchase APR
35.99%
Balance Transfer APR
N/A
Annual Fee
$75 first year, then $48
Recommended Credit Score
Poor – Fair
550 – 620*
Rewards
1%Earn 1% Cash Back Rewards on All Purchases with Revvi!
Intro Bonus
N/A


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.