If you draw a hard line at paying an annual fee and are in the market for an easy-to-understand travel card then this card is likely the perfect fit for you. The Capital One VentureOne Rewards Credit Card offers an intriguing bonus, a very generous intro APR and straightforward ongoing rewards.
20,000 Bonus Mile Opportunity
You will have the opportunity to earn 20,000 bonus miles once you spend $500 on purchases within 3 months from account opening. This equates to $200 in travel and this is a very low spend requirement compared to competitive cards, making it easy to achieve by using your card on everyday purchases.
Ongoing Rewards
You will earn an unlimited 1.5 miles per dollar on all purchases and if you book car rentals and hotels through Capital One Travel, those purchases will qualify for 5x miles per dollar spent. This is a great setup for someone who does not want to worry about rotating categories or limits and prefers to earn a steady rate on everything.
Generous Intro APR
Those seeking a 0% intro APR will be happy to hear that the Capital One VentureOne Rewards Credit Card offers a very generous 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. After the introductory rate, the 19.74% - 29.74% (Variable) will apply. There is a balance transfer fee (3%) but if you are paying interest on your other card(s) the fee is likely much lower than the interest charges you are accruing each month.
Redeeming Your Miles
When it comes time to cashing in your hard-earned miles, Capital One offers several options with the most valuable being redemptions for travel purchases. You can redeem miles to cover the cost of any travel purchase made with your VentureOne card within 90 days and your miles will be worth 1 cent each. Additionally, you can redeem your miles directly in the Capital One Travel portal, use your miles to purchase gift cards or get a statement credit. Capital One continues to enhance its rewards program and now you can transfer miles to more than 15 travel loyalty programs. This is a great option that can push your mile redemption value over the 1-cent mark if you know how to navigate these travel partners and their award booking programs.
If you are interested in earning more miles per dollar and want to take your travel perks to the next level, then the Capital One Venture Rewards Credit Card may be a better fit for you. It does charge a $95 annual fee, but that is easily recouped with the benefits offered.
If you are sold on the low APR, incredible bonus and easy-to-understand benefits we’ve outlined above, then the Capital One VentureOne Rewards Credit Card is a great choice for you. Select ‘Apply Now‘ to view all the card details and easily apply today.
Capital One VentureOne Rewards Credit Card
Earn unlimited 1.25X miles on every purchase, every dayEarn 5X miles on hotels and rental cars booked through Capital One Travel. Terms apply
670 – 850*
View All Card Details Advertiser Disclosure
At CardCritics, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
If you are looking for a travel rewards card that offers big-time benefits without an annual fee then the Capital One Venture Rewards Credit Card is a top option to consider. To start, there is an easy to earn bonus opportunity and a generous intro APR. You will also earn an unlimited 1.25X on every purchase made and an elevated rate on hotels and rental cars booked through Capital One Travel. Read our in-depth Critical Analysis to learn more.Card Details From Issuer
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% – 29.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Other Rewards Card Options
If you are in the market for a rewards card that does not charge an annual fee then the Capital One VentureOne Rewards Credit Card is tough to beat. Since it is always good to compare your top options, we have rounded up some other compelling rewards cards that may appeal to you as well.
Unlimited 3X Rewards on Restaurants, Travel, Gas & More
Wells Fargo Autograph℠ Card
Advertiser Disclosure
At CardCritics, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
This rewards card from Wells Fargo offers a seriously impressive lineup of benefits, especially for a card without an annual fee. You will earn 20,000 bonus points (a $200 cash redemption value) when you spend $1,000 in purchases in the first 3 months. Your ongoing rewards can add up quickly as well since you earn 3X points at restaurants, gas stations and on travel, transit and streaming services. There are no category limits to worry about and you can earn 1X points on your other purchases. Read our in-depth Critical Analysis to learn more.Card Details From Issuer
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value
- Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
- $0 annual fee
- 0% intro APR for 12 months from account opening on purchases. 19.99%, 24.99%, or 29.99% variable APR thereafter
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge.
- Select “Apply Now” to learn more about the product features, terms and conditions.
Wells Fargo Autograph℠ Card
This $0 annual fee credit card is a top-rated rewards card that offers unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. There are no caps to worry about and no rewards calendars to keep track of. Plus you will also earn 1X on all of your other purchases. New card members can also earn an impressive 20,000-point welcome bonus after spending $1,000 in the first three months. This bonus has a $200 cash redemption value! In addition to the cash redemption option, you can also redeem your rewards for travel, gift cards, and more. And while there is no intro APR offer for balance transfers it does offer a 0% intro APR for 12 months from account opening on purchases, followed by a 19.99%, 24.99%, or 29.99% variable APR.
Excellent Cash Back Option for Poor or Limited Credit
Discover it® Secured Credit Card
Advertiser Disclosure
At CardCritics, it is our goal to provide you with information to help you make educated choices about credit cards. We have not reviewed all available products and offers but are confident that we are providing the information you need to make a sound decision.
The products featured on our site are from our partners which is how we make money. The financial compensation we receive may impact where and how cards appear on our site, but it does not impact our critical analysis. All opinions, analyses, reviews and recommendations expressed on our site are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by any card issuer.
Critics' Overview
This no annual fee secured card allows you to earn cash back while you build your credit history. The cash back you earn your first year will also be matched automatically and they begin reviewing your account after seven months to see if you are eligible to transition to an account without a security deposit.Card Details From Issuer
- No credit score required to apply.
- No Annual Fee, earn cash back, and build your credit history
- Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
- Click through to Discover’s website to see terms and conditions.
Discover it® Secured Credit Card
The no annual fee Discover it® Secured Credit Card allows you to earn cash back while you build your credit history. You will Earn 2% back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. You will also earn an unlimited 1% back on all other purchases. Making it even more enticing, the cash back you earn your first year will be automatically matched. There is no credit check to apply and you establish your credit line by providing a refundable security deposit of at least $200. Discover also starts automatic reviews of your account after seven months to see if you are eligible to transition to an account without a security deposit.
As you can see, it is a great time to be in the market for a new rewards credit card. Issuers are really stepping up their game and offering incredible perks to win your business. Credit card offers like this often don’t stick around forever so we suggest applying for one of these stand-out options today.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.
