If you have good to excellent credit and are looking to save money on your entertainment and food needs, then look no further. With no annual fee and a generous intro APR, this cash back card is an excellent option for foodies, social explorers and streaming fans alike.
Big Time Cash Rewards
The Capital One SavorOne Cash Rewards Credit Card is a top-rated option in the cash back and rewards categories with no annual fee. This card is great for those who thoroughly enjoy food and entertainment. You will earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Even better, you can earn 8% cash back on Capital One Entertainment purchases. If you also enjoy traveling, you can book through the Capital One Travel portal and earn unlimited 5% cash back on hotels and rental cars. There are no rotating categories to worry about and the cash back won’t expire as long as your account remains open.
$200 Cash Bonus
New card members will earn a one-time $200 cash bonus after spending $500 in the first three months from account opening. This is a very low spend requirement compared to competitive cards, making it easy to achieve by using your card on everyday purchases.
Generous Introductory APR
Those seeking a 0% intro APR will be happy to hear that the Capital One SavorOne Cash Rewards Credit Card allows you to pay 0% interest for 15 months from account opening on purchases and balance transfers. After the introductory rate, the 17.99% - 27.99% (Variable) will apply. There is a 3% balance transfer fee on the amounts transferred within the first 15 months, but if you are paying interest on your other card(s) the fee is likely much lower than the interest charges you are accruing each month.
If you have good to excellent credit and are looking for a stellar cash back credit card that offers lucrative rewards on popular categories, then the Capital One SavorOne Cash Rewards Credit Card is the perfect choice for you. Select ‘Apply Now‘ to securely submit your application today.
670 – 850*
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
Earn 1% on all other purchases
Other Cash Back Options
If you are in the market for a flexible cash back card without an annual fee then the Capital One SavorOne Cash Rewards Credit Card is tough to beat. Since it is always good to compare your top options, we have rounded up some other compelling cash back cards that may appeal to you as well.
Unlimited 2% Cash Back
This card from Wells Fargo is an exciting option that also has a $0 annual fee. You will earn an unlimited 2% cash rewards on purchases which means there are no activation requirements for special categories or monthly caps to worry about. Earning 2% rewards on all of your purchases is tough to beat making it a stand out option for anyone looking for a low maintenance cash rewards card that will allow you to accumulate cash rewards really quickly. There is also a sign-up bonus worth $200 in cash rewards that can be earned by spending at least $1,000 in the first three months after you are approved. It also offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR will apply.
Excellent Cash Back Option for Poor or Limited Credit
The no annual fee Discover it® Secured Credit Card allows you to earn cash back while you build your credit with responsible use. You will Earn 2% back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. You will also earn an unlimited 1% back on all other purchases. Making it even more enticing, the cash back you earn your first year will be automatically matched. There is no credit check to apply and you establish your credit line by providing a refundable security deposit of at least $200. Discover also starts automatic reviews of your account after seven months to see if you are eligible to transition to an account without a security deposit.
As you can see, it is a great time to be in the market for a new cash back credit card. Issuers are really stepping up their game and offering incredible perks to win your business. Credit card offers like this often don’t stick around forever so we suggest applying for one of these stand-out options today.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.