Save Big with this Generous Intro APR


If you have good to excellent credit and are looking to save money with a lengthy intro APR on purchases and balance transfers, then look no further. With no annual fee, this low APR card is an excellent option for paying off debt or financing a big purchase.

Generous Introductory APR

The BankAmericard® credit card is designed for those who are looking to pay down debt. If you are looking to transfer a balance from another high-APR credit card, then this is a great option. Select ‘Apply Now’ to view the current intro APR offer details.

Additional Perks

There are a handful of other perks that come with approval. You will have access to Bank of America-exclusive perks, such as basic overdraft protection, $0 fraud liability, digital wallet integration and free FICO Score access that is updated monthly. The major selling point of the BankAmericard® credit card is its impressively low APR period so it is not a big surprise that the list of additional benefits isn’t very extensive. There are no ongoing rewards or introductory bonuses so if those features are important to you it is worth checking out the Bank of America® Customized Cash Rewards credit card. It has a slightly shorter intro APR period but offers lucrative cash back rewards and a welcome bonus.

If your number one goal is getting a low APR card that allows you to save big and pay down your debt, then the BankAmericard® credit card is a solid option. Select ‘Apply Now’ to securely submit your application today.

BankAmericard® credit card

Purchase APR
Select ‘Apply Now’ to view the current offer terms.
Balance Transfer APR
Select ‘Apply Now’ to view the current offer terms.
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Back
N/A
Intro Bonus
N/A
Lock in an extremely generous intro APR with the BankAmericard® credit card!
Apply Now
on Bank of America®'s secure site

Other Low APR Options

If you are in the market for a credit card that offers a generous intro APR then the BankAmericard® credit card is tough to beat. Since it is always good to compare your top options, we have rounded up some other compelling cards that offer a low intro APR and ongoing rewards as well.

Unlimited 2% Cash Back

Wells Fargo Active Cash® Card

Apply Now
on Wells Fargo’s secure site
Recommended Credit Score
Excellent/Good
Show Card Details +

Wells Fargo Active Cash® Card

This card from Wells Fargo is an exciting option that also has a $0 annual fee. You will earn an unlimited 2% cash rewards on purchases which means there are no activation requirements for special categories or monthly caps to worry about. Earning 2% rewards on all of your purchases is tough to beat making it a stand out option for anyone looking for a low maintenance cash rewards card that will allow you to accumulate cash rewards really quickly. There is also a sign-up bonus worth $200 in cash rewards that can be earned by spending at least $1,000 in the first three months after you are approved. It also offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR.

3% Back On Groceries, Dining & More

Capital One SavorOne Cash Rewards Credit Card

Apply Now
on Capital One’s secure site
Recommended Credit Score
Excellent, Good
Show Card Details +

Capital One SavorOne Cash Rewards Credit Card

If you spend regularly on dining, entertainment, groceries and online streaming services, then the Capital One SavorOne Cash Rewards Credit Card would be a great addition to your wallet as cardholders earn unlimited 3% cash back in those categories. You will also earn 1% back on all of your other purchases. There is no annual fee and new cardmembers can also benefit from a 0% intro on purchases and balance transfers for 15 months, then 17.99% – 27.99% (Variable). There is a 3% balance transfer fee but that fee is likely worth it if you are paying interest each month on another card. You can also kick off your cash back earnings with a $200 welcome bonus that can be earned by spending $500 on purchases within the first 3 months. That is a much lower spending requirement than the other cards we have featured and it equates to 40% cash back on your first $500 in purchases.

As you can see, it is a great time to be in the market for a new low APR credit card. Issuers are really stepping up their game and offering incredible perks to win your business. If you have good to excellent credit in the 670 – 850* range and have not recently applied for a new credit card then you should definitely apply for one of these stand-out options today.


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.