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By P. Griffiths
Last Updated Sep 29, 2022

NEW! 3x Rewards Plus a Bonus

The Wells Fargo Autograph℠ Card offers a $300 cash rewards bonus when you spend $1,500 in the first three months.

Apply Now
On Wells Fargo’s secure site

Wells Fargo has just released the Wells Fargo Autograph℠ Card and it is a game-changer for those seeking a lucrative rewards card that does not charge an annual fee.

3x Rewards On Gas, Travel, Restaurants & More

With the Wells Fargo Autograph℠ Card you will earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. There are no caps to worry about, no rewards calendars to keep track of and there is no activation requirement like many other comparable cards. You will also earn 1X points on the purchases that fall outside of these categories.

30,000 Rewards Bonus worth $300

New card members can earn a 30,000-point welcome bonus after spending $1,500 in the first three months. This bonus has a $300 cash redemption value and it is the biggest welcome bonus we have seen on a card that does not charge an annual fee. This means you are getting another 20% back on the first $1,500 you spend.

The brand new Wells Fargo Autograph℠ Card offers 3X on gas, travel, restaurants & more!
Apply Now
on Wells Fargo's secure site

Generous Introductory APR

Those seeking a 0% intro APR will be happy to hear that the Wells Fargo Autograph℠ Card charges 0% interest for 12 months from account opening on purchases. After the introductory rate the 17.99%, 22.99%, or 27.99% variable APR will apply.

Additional Benefits

Another unique perk offered is cell phone protection. Simply use your Wells Fargo Autograph℠ Card to pay your cellular telephone bill and you can get up to $600 of protection on your cell phone (subject to a $25 deductible) against covered damage or theft. This will help give you peace of mind that your cell phone is protected while saving you money by not needing to pay out of pocket for the protection through another provider. Card members will also have access to a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge.

Wells Fargo Autograph℠ Card

Cash Rewards
Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
Welcome Bonus
Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that's a $300 cash redemption value
Recommended Credit Score
Excellent/Good (670 – 850*)
Annual Fee
$0
Purchase APR
0% intro APR for 12 months from account opening, then 17.99%, 22.99%, or 27.99% variable APR
View All Card Details

Other Rewards Card Options

We think the Wells Fargo Autograph℠ Card is tough to beat but we have rounded up some other options from our partners that may appeal to you as well.

Unlimited 2% Cash Back

Apply Now
On Wells Fargo’s secure site
Recommended Credit Score
670 – 850*
View All Card Details

Wells Fargo Active Cash® Card

If you are more interested in a flat rate cash back card then this card from Wells Fargo is an exciting option that also has a $0 annual fee. You will earn an unlimited 2% cash rewards on purchases which means there are no activation requirements for special categories or monthly caps to worry about. Earning 2% rewards on all of your purchases is tough to beat making it a stand out option for anyone looking for a low maintenance cash rewards card that will allow you to accumulate cash rewards really quickly. There is also a sign-up bonus worth $200 in cash rewards that can be earned by spending at least $1,000 in the first three months after you are approved. It also offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 17.99%, 22.99%, or 27.99% variable APR.

Extra Long Intro APR Plus Cash Back

Apply Now
On Bank of America®’s secure site
Recommended Credit Score
670 – 850*
View All Card Details

Bank of America® Customized Cash Rewards credit card

This top-rated card recently extended their introductory APR, making it a standout option for those looking to earn cash back while they save on interest. Select ‘Apply Now’ to view the current intro APR offer details. You will earn a $200 online cash back rewards bonus after you make at least $1,000 in purchases on your card within the first 90 days of your account opening. As for ongoing rewards, you get to decide which category you’ll earn 3% back in each month. You can select from gas, online shopping, dining, travel, drug stores, or home improvement/furnishings while also earning 2% back at grocery stores and wholesale clubs. The bonus cash back earned in these combined categories (your choice, grocery and wholesale clubs) is capped at $2,500 in purchases each quarter. You’ll earn 1% after that cap is hit and on all of your other purchases.

As you can see, it is a great time to be in the market for a new rewards credit card. Issuers are really stepping up their game and offering incredible perks to win your business. If you have good to excellent credit in the 670 – 850* range and have not recently applied for a new credit card then you should definitely apply for one of these stand out options today.


Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.